Camden NationalCAC +0.74%61 OCF Margin % is 31.90% as of Mar. 2026, which is 17% below its 10-year median of 38.58. GuruFocus rates CAC with a GF Score™ of 61/100 and a GF Value™ of $47.96 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Camden National ranks better than 56.23% on this metric.
The historical rank and industry rank for Camden National's OCF Margin % or its related term are showing as below:
CAC'
s OCF Margin % Range Over the Past 10 Years
Min: 9.96 Med: 38.58 Max: 78.05
Current: 32.81
During the past 13 years, the highest OCF Margin % of Camden National was 78.05%. The lowest was 9.96%. And the median was 38.58%.
CAC's OCF Margin % is ranked better than 56.23% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs CAC: 32.81
Camden National OCF Margin % Related Terms
Camden National OCF Margin % Historical Data
* Premium members only.
The historical data trend for Camden National's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Camden National's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Camden National OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Camden National's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Camden National's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Camden National (CAC) has a OCF Margin % of 31.90% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Camden National and its competitors. This is 17% below median its historical median of 38.58. Over the past decade, Camden National's OCF Margin % has ranged from 9.96 to 78.05. According to the industry distribution chart, Camden National ranks #657 out of 1501 companies in the Banks industry, placing it in the top 43.8%.
Is Camden National's OCF Margin % too high?
Camden National's current OCF Margin % of 31.90% is 17% below median its 10-year median of 38.58. Over the past 10 years, this metric has ranged from a low of 9.96 to a high of 78.05. The Banks industry median OCF Margin % is 29.44. Camden National's value of 31.90% is 8.4% above this industry median. Based on the distribution chart, Camden National ranks #657 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Camden National has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Camden National's OCF Margin % compare to FMNB and EGBN?
According to the Banks industry distribution chart, Camden National ranks #657 out of 1501 companies for OCF Margin %. This puts Camden National in the upper half of its industry. The industry median OCF Margin % is 29.44. Camden National's value of 31.90% is 8.4% above this benchmark. Historically, Camden National's own OCF Margin % has ranged from 9.96 to 78.05 over the past decade. While the company's 10-year median is 38.58 vs. the industry median of 29.44, Camden National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camden National's current OCF Margin % of 31.90% is 8.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Camden National and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camden National's current OCF Margin % is 31.90%, which is 17% below median its own 10-year median of 38.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camden National stock overvalued right now?
Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.96, compared to a current price of $53.17 — trading 10.9% above its estimated fair value. The current OCF Margin % is 31.90%, which is 17% below median its 10-year median of 38.58 and 8.4% above the Banks industry median of 29.44. Camden National's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Camden National (CAC), the current OCF Margin % is 31.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Camden National (CAC) Overvalued in 2026?
Based on GuruFocus' analysis, Camden National stock appears to be overvalued.
The current stock price of $53.17 is trading 10.9% above its estimated GF Value™ of $47.96.
GuruFocus considers Camden National to be Modestly Overvalued.
Key valuation signals for CAC:
OCF Margin %: 31.90% (17% below median its 10-year median of 38.58)
GF Value™: $47.96 vs. price of $53.17 (10.9% above fair value)
Industry Position: 8.4% above the Banks median (#657 of 1501)
No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.
61GF Score
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