CAC (Camden National) Dividend Payout Ratio: 0.33 (As of Mar. 2026) — Near Median

What is Camden National Dividend Payout Ratio?

Camden National CAC +0.74% 61 Dividend Payout Ratio is 0.33 as of Mar. 2026, which is at its 10-year median of 0.33. GuruFocus rates CAC with a GF Score™ of 61/100 and a GF Value™ of $47.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,169 Banks companies, Camden National ranks worse than 53.98% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Camden National's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.33.

The historical rank and industry rank for Camden National's Dividend Payout Ratio or its related term are showing as below:

CAC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.33 Max: 0.46
Current: 0.35

During the past 13 years, the highest Dividend Payout Ratio of Camden National was 0.46. The lowest was 0.31. And the median was 0.33.

CAC's Dividend Payout Ratio is ranked worse than
53.98% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs CAC: 0.35

As of today (2026-06-25), the Dividend Yield % of Camden National is 3.16%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Camden National was 6.19%. The lowest was 1.79%. And the median was 3.28%.

Camden National's Dividends per Share for the months ended in Mar. 2026 was $0.42.

During the past 3 years, the average Dividends Per Share Growth Rate was 1.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Camden National was 19.20% per year. The lowest was -3.10% per year. And the median was 6.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Camden National (NAS:CAC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Camden National Dividend Payout Ratio Related Terms

Camden National Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Camden National's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camden National Dividend Payout Ratio Chart

Camden National Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.31

0.38

0.46

0.38

Camden National Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.44	0.47	0.34	0.32	0.33

CAC vs FMNB, EGBN, MPB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Camden National's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Camden National Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Camden National's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Camden National's Dividend Payout Ratio falls into.

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61GF Score

Camden National Corp CAC

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Camden National Dividend Payout Ratio Calculation

Camden National's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.68	/	4.39
	=	0.38

Camden National's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.42	/	1.29
	=	0.33

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.33 mean?

Camden National (CAC) has a Dividend Payout Ratio of 0.33 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Camden National and its competitors. This is near median its historical median of 0.33. Over the past decade, Camden National's Dividend Payout Ratio has ranged from 0.31 to 0.46. According to the industry distribution chart, Camden National ranks #631 out of 1169 companies in the Banks industry, placing it in the top 54%.

Is Camden National's Dividend Payout Ratio too high?

Camden National's current Dividend Payout Ratio of 0.33 is near median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.46. The Banks industry median Dividend Payout Ratio is 0.32. Camden National's value of 0.33 is 3.1% above this industry median. Based on the distribution chart, Camden National ranks #631 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Camden National has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Camden National's Dividend Payout Ratio compare to FMNB and EGBN?

According to the Banks industry distribution chart, Camden National ranks #631 out of 1169 companies for Dividend Payout Ratio. This places Camden National in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Camden National's value of 0.33 is 3.1% above this benchmark. Historically, Camden National's own Dividend Payout Ratio has ranged from 0.31 to 0.46 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, Camden National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camden National's current Dividend Payout Ratio of 0.33 is 3.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Camden National and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camden National's current Dividend Payout Ratio is 0.33, which is near median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Camden National stock overvalued right now?

Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.97, compared to a current price of $53.17 — trading 10.8% above its estimated fair value. The current Dividend Payout Ratio is 0.33, which is near median its 10-year median of 0.33 and 3.1% above the Banks industry median of 0.32. Camden National's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Camden National (CAC), the current Dividend Payout Ratio is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camden National (CAC) Overvalued in 2026?

Based on GuruFocus' analysis, Camden National stock appears to be overvalued. The current stock price of $53.17 is trading 10.8% above its estimated GF Value™ of $47.97. GuruFocus considers Camden National to be Modestly Overvalued.

Key valuation signals for CAC:

Dividend Payout Ratio: 0.33 (near median its 10-year median of 0.33)
GF Value™: $47.97 vs. price of $53.17 (10.8% above fair value)
GF Score™: 61/100 with 5 warning signs
Industry Position: 3.1% above the Banks median (#631 of 1169)

No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Camden National Business Description

Industry Financial Services Banks

Comparable Companies FMNB EGBN MPB THFF FCBC NBBK CPF HAFC FSBC SBNC SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 2 Elm Street, Camden, ME, USA, 04843

Website https://www.camdennational.com

Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.

61GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.17

Price

$47.97

GF Value

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