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Cass Information SystemsCASS +0.32%61 Shiller PE Ratio is 22.76 as of Sep. 09, 2026, which is 4% above its 10-year median of 21.80. GuruFocus rates CASS with a GF Score™ of 61/100 and a GF Value™ of $50.29 (Fairly Valued). The stock has 5 warning signs investors should review. Among 549 Business Services companies, Cass Information Systems ranks worse than 60.11% on this metric.
The historical rank and industry rank for Cass Information Systems's Shiller PE Ratio or its related term are showing as below:
CASS'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 15.89 Med: 21.8 Max: 38.41
Current: 22.76
During the past years, Cass Information Systems's highest Shiller PE Ratio was 38.41. The lowest was 15.89. And the median was 21.80.
CASS's Shiller PE Ratio is ranked worse than 60.11% of 549
companies
in the Business Services industry
Industry Median: 19
vs CASS: 22.76
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Cass Information Systems's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.810. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.44 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Cass Information Systems (NAS:CASS) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Cass Information Systems Shiller PE Ratio Related Terms
Cass Information Systems Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASS vs TRNS, KODK, SPIR: Shiller PE Ratio Comparison
For the Specialty Business Services subindustry, Cass Information Systems's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cass Information Systems Shiller PE Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Cass Information Systems's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Cass Information Systems's Shiller PE Ratio falls into.
Cass Information Systems Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Cass Information Systems (CASS) has a Shiller PE Ratio of 22.76 as of Sep. 09, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Cass Information Systems and its competitors. This is near median its historical median of 21.80. Over the past decade, Cass Information Systems' Shiller PE Ratio has ranged from 15.89 to 38.41. According to the industry distribution chart, Cass Information Systems ranks #330 out of 549 companies in the Business Services industry, placing it in the top 60.1%.
Is Cass Information Systems' Shiller PE Ratio too high?
Cass Information Systems' current Shiller PE Ratio of 22.76 is near median its 10-year median of 21.80. Over the past 10 years, this metric has ranged from a low of 15.89 to a high of 38.41. The Business Services industry median Shiller PE Ratio is 19.00. Cass Information Systems' value of 22.76 is 19.8% above this industry median. Based on the distribution chart, Cass Information Systems ranks #330 out of 549 companies in the Business Services industry, which is below the industry midpoint. Overall, Cass Information Systems has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' Shiller PE Ratio compare to TRNS and KODK?
According to the Business Services industry distribution chart, Cass Information Systems ranks #330 out of 549 companies for Shiller PE Ratio. This places Cass Information Systems in the lower half of its industry. The industry median Shiller PE Ratio is 19.00. Cass Information Systems' value of 22.76 is 19.8% above this benchmark. Historically, Cass Information Systems' own Shiller PE Ratio has ranged from 15.89 to 38.41 over the past decade. While the company's 10-year median is 21.80 vs. the industry median of 19.00, Cass Information Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Business Services company?
The median Shiller PE Ratio among Business Services companies is 19.00, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current Shiller PE Ratio of 22.76 is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Cass Information Systems and its competitors. For the Business Services industry, the median Shiller PE Ratio is 19.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current Shiller PE Ratio is 22.76, which is near median its own 10-year median of 21.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Based on GuruFocus' analysis, Cass Information Systems (CASS) is currently considered Fairly Valued. The stock's GF Value™ is $50.29, compared to a current price of $55.53 — trading 10.4% above its estimated fair value. The current Shiller PE Ratio is 22.76, which is near median its 10-year median of 21.80 and 19.8% above the Business Services industry median of 19.00. Cass Information Systems' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Cass Information Systems (CASS), the current Shiller PE Ratio is 22.76 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cass Information Systems (CASS) Overvalued in 2026?
Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued.
The current stock price of $55.53 is trading 10.4% above its estimated GF Value™ of $50.29.
GuruFocus considers Cass Information Systems to be Fairly Valued.
Key valuation signals for CASS:
Shiller PE Ratio: 22.76 (near median its 10-year median of 21.80)
GF Value™: $50.29 vs. price of $55.53 (10.4% above fair value)
Industry Position: 19.8% above the Business Services median (#330 of 549)
No single metric tells the full story. See the CASS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score
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