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Cass Information SystemsCASS -0.65%62 5-Year Yield-on-Cost % is 2.62 as of Aug. 20, 2026, which is 12% below its 10-year median of 2.98. GuruFocus rates CASS with a GF Score™ of 62/100 and a GF Value™ of $49.80 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 594 Business Services companies, Cass Information Systems ranks worse than 65.66% on this metric.
Cass Information Systems (NAS:CASS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Cass Information Systems 5-Year Yield-on-Cost % Related Terms
CASS vs TRNS, BKSY, KODK: 5-Year Yield-on-Cost % Comparison
For the Specialty Business Services subindustry, Cass Information Systems's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cass Information Systems 5-Year Yield-on-Cost % vs Business Services Industry
For the Business Services industry and Industrials sector, Cass Information Systems's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Cass Information Systems's 5-Year Yield-on-Cost % falls into.
Cass Information Systems 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Cass Information Systems (CASS) has a 5-Year Yield-on-Cost % of 2.62 as of Aug. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cass Information Systems and its competitors. This is 12% below median its historical median of 2.98. Over the past decade, Cass Information Systems' 5-Year Yield-on-Cost % has ranged from 1.37 to 4.01. According to the industry distribution chart, Cass Information Systems ranks #390 out of 594 companies in the Business Services industry, placing it in the top 65.7%.
Is Cass Information Systems' 5-Year Yield-on-Cost % too high?
Cass Information Systems' current 5-Year Yield-on-Cost % of 2.62 is 12% below median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 4.01. The Business Services industry median 5-Year Yield-on-Cost % is 4.00. Cass Information Systems' value of 2.62 is 34.4% below this industry median. Based on the distribution chart, Cass Information Systems ranks #390 out of 594 companies in the Business Services industry, which is below the industry midpoint. Overall, Cass Information Systems has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' 5-Year Yield-on-Cost % compare to TRNS and BKSY?
According to the Business Services industry distribution chart, Cass Information Systems ranks #390 out of 594 companies for 5-Year Yield-on-Cost %. This places Cass Information Systems in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. Cass Information Systems' value of 2.62 is 34.4% below this benchmark. Historically, Cass Information Systems' own 5-Year Yield-on-Cost % has ranged from 1.37 to 4.01 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 4.00, Cass Information Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Business Services company?
The median 5-Year Yield-on-Cost % among Business Services companies is 4.00, based on 594 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current 5-Year Yield-on-Cost % of 2.62 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cass Information Systems and its competitors. For the Business Services industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current 5-Year Yield-on-Cost % is 2.62, which is 12% below median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Based on GuruFocus' analysis, Cass Information Systems (CASS) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.80, compared to a current price of $56.33 — trading 13.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.62, which is 12% below median its 10-year median of 2.98 and 34.4% below the Business Services industry median of 4.00. Cass Information Systems' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Cass Information Systems (CASS), the current 5-Year Yield-on-Cost % is 2.62 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cass Information Systems (CASS) Overvalued in 2026?
Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued.
The current stock price of $56.33 is trading 13.1% above its estimated GF Value™ of $49.80.
GuruFocus considers Cass Information Systems to be Modestly Overvalued.
Key valuation signals for CASS:
5-Year Yield-on-Cost %: 2.62 (12% below median its 10-year median of 2.98)
GF Value™: $49.80 vs. price of $56.33 (13.1% above fair value)
Industry Position: 34.4% below the Business Services median (#390 of 594)
No single metric tells the full story. See the CASS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
62GF Score
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