Business Description
Cembra Money Bank AG
ISIN : CH0225173167
Total Employee Number:
826Compare
Compare
Traded in other countries / regions
CMBN.Switzerland0QPJ.UKGEH.GermanyCMBN.AustriaCMBNF.USA IPO Date
2021-06-29Description
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.18 | |||||
Equity-to-Asset | 0.16 | |||||
Debt-to-Equity | 2.14 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.1 | |||||
3-Year EPS without NRI Growth Rate | 2 | |||||
3-Year FCF Growth Rate | -3.2 | |||||
3-Year Book Growth Rate | 1.9 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 100 | |||||
9-Day RSI | 100 | |||||
14-Day RSI | 100 | |||||
6-1 Month Momentum % | 37.99 | |||||
12-1 Month Momentum % | 37.99 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Payout Ratio | 0.73 | |||||
3-Year Dividend Growth Rate | 3.3 | |||||
3-Year Average Share Buyback Ratio | 0.1 | |||||
Shareholder Yield % | 7.47 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 34.06 | |||||
FCF Margin % | 48.14 | |||||
OCF Margin % | 50.62 | |||||
ROE % | 14.33 | |||||
ROA % | 2.34 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.12 | |||||
Forward PE Ratio | 14.68 | |||||
PE Ratio without NRI | 14.12 | |||||
Shiller PE Ratio | 15.5 | |||||
Price-to-Owner-Earnings | 20.36 | |||||
PEG Ratio | 4.41 | |||||
PS Ratio | 4.8 | |||||
PB Ratio | 2.04 | |||||
Price-to-Tangible-Book | 2.42 | |||||
Price-to-Free-Cash-Flow | 9.98 | |||||
Price-to-Operating-Cash-Flow | 9.49 | |||||
EV-to-Revenue | 9.01 | |||||
EV-to-Forward-Revenue | 9.39 | |||||
EV-to-FCF | 18.72 | |||||
Price-to-GF-Value | 0.99 | |||||
Price-to-Projected-FCF | 0.84 | |||||
Price-to-DCF (Earnings Based) | 0.99 | |||||
Price-to-DCF (FCF Based) | 0.7 | |||||
Price-to-Median-PS-Value | 0.9 | |||||
Price-to-Graham-Number | 1.23 | |||||
FCF Yield % | 9.85 | |||||
Forward Rate of Return (Yacktman) % | 11.17 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with OTCPK:CMBNF
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Cembra Money Bank AG Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 679.283 | ||
| EPS (TTM) ($) | 7.868 | ||
| Beta | 0.5309 | ||
| 3-Year Sharpe Ratio | 0.62 | ||
| 3-Year Sortino Ratio | 5.17 | ||
| Volatility % | 45.8 | ||
| 14-Day RSI | 100 | ||
| 14-Day ATR ($) | 0.004556 | ||
| 20-Day SMA ($) | 126 | ||
| 12-1 Month Momentum % | 37.99 | ||
| 52-Week Range ($) | 91.31 - 126 | ||
| Shares Outstanding (Mil) | 29.87 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Cembra Money Bank AG Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Cembra Money Bank AG Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2026 | 2026-07-23 08:30 | 126.00 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-23 | 126.00 (+0.00%) | ||
| CHF 1.000000 Cash Dividend | 2026-04-28 | 126.00 (+0.00%) | ||
| CHF 4.600000 Cash Dividend | 2026-04-28 | 126.00 (+0.00%) | ||
| General meeting for 2026 | 2026-04-24 | 126.00 (+0.00%) | ||
| Annual report for 2025 | 2026-03-19 | 91.31 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-19 09:00 | 91.31 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-19 | 91.31 (+0.00%) | ||
| Second quarter earnings conference call for 2025 | 2025-07-24 08:30 | 91.31 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-07-24 | 91.31 (+0.00%) |
Show
Entries
Cembra Money Bank AG Frequently Asked Questions
What is Cembra Money Bank AG(CMBNF)'s stock price today?
The current price of CMBNF is $126.00. The 52 week high of CMBNF is $126.00 and 52 week low is $91.31.
When is next earnings date of Cembra Money Bank AG(CMBNF)?
The next earnings date of Cembra Money Bank AG(CMBNF) is 2027-02-19 Est..
Does Cembra Money Bank AG(CMBNF) pay dividends? If so, how much?
Cembra Money Bank AG(CMBNF) does not pay dividend.
Guru Commentaries on OTCPK:CMBNF
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Cembra Money Bank AG
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers