Cembra Money Bank AG (CMBNF) Stock Price, Trades & News

Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.28
Equity-to-Asset	0.17
Debt-to-Equity	2.1
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.46	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2.1
	3-Year EPS without NRI Growth Rate	2
	3-Year FCF Growth Rate	-3.2
	3-Year Book Growth Rate	1.9
	Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank	7.18
	Future 3-5Y Total Revenue Growth Rate Estimate	2.23

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	100
	9-Day RSI	100
	14-Day RSI	100
	3-1 Month Momentum %	37.99
	6-1 Month Momentum %	37.99
	12-1 Month Momentum %	37.99

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.63
	Dividend Payout Ratio	0.69
	3-Year Dividend Growth Rate	3.3
	Forward Dividend Yield %	4.63
	5-Year Yield-on-Cost %	5.21
	3-Year Average Share Buyback Ratio	0.1
	Shareholder Yield %	9.21

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	33.12
	FCF Margin %	38.41
	OCF Margin %	40.63
	ROE %	13.89
	ROA %	2.26
	Years of Profitability over Past 10-Year	10
	Moat Score	5

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	15.71
	Forward PE Ratio	14.4
	PE Ratio without NRI	15.71
	Shiller PE Ratio	16.78
	Price-to-Owner-Earnings	22.05
	PEG Ratio	4.91
	PS Ratio	5.2
	PB Ratio	2.09
	Price-to-Tangible-Book	2.46
	Price-to-Free-Cash-Flow	13.59
	Price-to-Operating-Cash-Flow	12.85
	EV-to-Revenue	8.96
	EV-to-Forward-Revenue	9.39
	EV-to-FCF	23.42
	Price-to-GF-Value	1.18
	Price-to-Projected-FCF	0.91
	Price-to-DCF (Earnings Based)	1.03
	Price-to-DCF (FCF Based)	0.89
	Price-to-Median-PS-Value	0.97
	Price-to-Graham-Number	1.31
	FCF Yield %	7.37
	Forward Rate of Return (Yacktman) %	10.56

GF Value™: $106.79

CMBNF

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with CMBNF. Try a 7-Day Free Trial to check it out.

Cembra Money Bank AG Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Cembra Money Bank AG Stock Events

Financials Calendars

Event	Date	Price ($)
Second quarter earnings conference call for 2026	2026-07-23	In 28 days
Second quarter earnings results for 2026	2026-07-23	In 28 days
CHF 1.000000 Cash Dividend	2026-04-28	126.00 (+0.00%)
CHF 4.600000 Cash Dividend	2026-04-28	126.00 (+0.00%)
General meeting for 2026	2026-04-24	126.00 (+0.00%)
Annual report for 2025	2026-03-19	91.31 (+0.00%)
Fourth quarter earnings conference call for 2025	2026-02-19 09:00	91.31 (+0.00%)
Fourth quarter earnings results for 2025	2026-02-19	91.31 (+0.00%)
Second quarter earnings conference call for 2025	2025-07-24 08:30	91.31 (+0.00%)
Second quarter earnings results for 2025	2025-07-24	91.31 (+0.00%)

Show

Entries

Guru Commentaries on OTCPK:CMBNF

No articles.

Press Release

	Subject	Date
No Press Release

Articles on Cembra Money Bank AG

No articles.

Headlines

No news.

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.