Cembra Money Bank AGCMBNF 61 3-Year Dividend Growth Rate is 3.30% as of Dec. 2025, which is 50% above its 10-year median of 2.20. GuruFocus rates CMBNF with a GF Score™ of 61/100 and a GF Value™ of $106.79. The stock has 5 warning signs investors should review. Among 965 Banks companies, Cembra Money Bank AG ranks worse than 73.16% on this metric.
The historical rank and industry rank for Cembra Money Bank AG's 3-Year Dividend Growth Rate or its related term are showing as below:
CMBNF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0.9 Med: 2.2 Max: 4.6
Current: 3.3
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cembra Money Bank AG was 4.60% per year. The lowest was 0.90% per year. And the median was 2.20% per year.
CMBNF's 3-Year Dividend Growth Rate is ranked worse than 73.16% of 965
companies
in the Banks industry
Industry Median: 10.1
vs CMBNF: 3.30
During the past 12 months, Cembra Money Bank AG's average Dividends Per Share Growth Rate was 6.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 3.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 2.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Cembra Money Bank AG was 0.73. The lowest was 0.65. And the median was 0.68.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Cembra Money Bank AG Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
CHF 4.600000
2026-04-28
2026-04-29
2026-04-30
Cash Dividend
annually
CHF:USD 1.274210
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Cembra Money Bank AG's Dividend Yield (%) for Today is calculated as
Current Share Price is $126.00.
Cembra Money Bank AG's Dividends per Share for the trailing twelve months (TTM) ended in Today is $5.861366.
During the past 13 years, the highest Dividend Yield of Cembra Money Bank AG was 6.65%. The lowest was 3.02%. And the median was 4.31%.
Good Sign:
Cembra Money Bank AG stock Dividend Yield % is close to 2-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cembra Money Bank AG 3-Year Dividend Growth Rate Related Terms>
Cembra Money Bank AG 3-Year Dividend Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Cembra Money Bank AG's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cembra Money Bank AG 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Cembra Money Bank AG's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Cembra Money Bank AG's 3-Year Dividend Growth Rate falls into.
Cembra Money Bank AG 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 3.30% mean?
Cembra Money Bank AG (CMBNF) has a 3-Year Dividend Growth Rate of 3.30% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Cembra Money Bank AG and its competitors. This is 50% above median its historical median of 2.20. Over the past decade, Cembra Money Bank AG's 3-Year Dividend Growth Rate has ranged from 0.90 to 4.60. According to the industry distribution chart, Cembra Money Bank AG ranks #706 out of 965 companies in the Banks industry, placing it in the top 73.2%.
Is Cembra Money Bank AG's 3-Year Dividend Growth Rate too high?
Cembra Money Bank AG's current 3-Year Dividend Growth Rate of 3.30% is 50% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 4.60. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Cembra Money Bank AG's value of 3.30% is 67.3% below this industry median. Based on the distribution chart, Cembra Money Bank AG ranks #706 out of 965 companies in the Banks industry, which is below the industry midpoint. Overall, Cembra Money Bank AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #706 out of 965 companies for 3-Year Dividend Growth Rate. This places Cembra Money Bank AG in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Cembra Money Bank AG's value of 3.30% is 67.3% below this benchmark. Historically, Cembra Money Bank AG's own 3-Year Dividend Growth Rate has ranged from 0.90 to 4.60 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 10.10, Cembra Money Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 965 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cembra Money Bank AG's current 3-Year Dividend Growth Rate of 3.30% is 67.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Cembra Money Bank AG and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cembra Money Bank AG's current 3-Year Dividend Growth Rate is 3.30%, which is 50% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current 3-Year Dividend Growth Rate of 3.30%. The stock's GF Value™ is $106.79, compared to a current price of $126.00 — trading 18% above its estimated fair value. The current 3-Year Dividend Growth Rate is 3.30%, which is 50% above median its 10-year median of 2.20 and 67.3% below the Banks industry median of 10.10. Cembra Money Bank AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current 3-Year Dividend Growth Rate is 3.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?
Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued.
The current stock price of $126.00 is trading 18% above its estimated GF Value™ of $106.79.
Key valuation signals for CMBNF:
3-Year Dividend Growth Rate: 3.30% (50% above median its 10-year median of 2.20)
GF Value™: $106.79 vs. price of $126.00 (18% above fair value)
Industry Position: 67.3% below the Banks median (#706 of 965)
No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
61GF Score
Get the complete analysis for CMBNF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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