CMBNF (Cembra Money Bank AG) Dividend Payout Ratio: 0.00 (As of Dec. 2025)


CMBNF Cembra Money Bank AG CMBNF
62 GF Score
Price $126.00
GF Value $106.79
! 5 Warning Signs
View Full Analysis

What is Cembra Money Bank AG Dividend Payout Ratio?

Cembra Money Bank AG CMBNF 62 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates CMBNF with a GF Score™ of 62/100 and a GF Value™ of $106.79. The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Cembra Money Bank AG ranks worse than 89.81% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Cembra Money Bank AG's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Cembra Money Bank AG's Dividend Payout Ratio or its related term are showing as below:

CMBNF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.65   Med: 0.68   Max: 0.73
Current: 0.69

During the past 13 years, the highest Dividend Payout Ratio of Cembra Money Bank AG was 0.73. The lowest was 0.65. And the median was 0.68.

CMBNF's Dividend Payout Ratio is ranked worse than
89.81% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs CMBNF: 0.69

As of today (2026-06-25), the Dividend Yield % of Cembra Money Bank AG is 4.63%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Cembra Money Bank AG was 6.65%. The lowest was 3.02%. And the median was 4.31%.

Cembra Money Bank AG's Dividends per Share for the months ended in Dec. 2025 was $0.00.

During the past 12 months, Cembra Money Bank AG's average Dividends Per Share Growth Rate was 6.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cembra Money Bank AG was 4.60% per year. The lowest was 0.90% per year. And the median was 2.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Cembra Money Bank AG (OTCPK:CMBNF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Cembra Money Bank AG Dividend Payout Ratio Related Terms

Cembra Money Bank AG Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Cembra Money Bank AG's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG Dividend Payout Ratio Chart

Cembra Money Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.67 0.73 0.69 0.70

Cembra Money Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.50 0.00 1.43 0.00

Cembra Money Bank AG Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Cembra Money Bank AG's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cembra Money Bank AG Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Cembra Money Bank AG's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Cembra Money Bank AG's Dividend Payout Ratio falls into.


CMBNF
62GF Score
Cembra Money Bank AG CMBNF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cembra Money Bank AG Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Cembra Money Bank AG's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=5.333/ 7.667
=0.70

Cembra Money Bank AG's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 3.94
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Cembra Money Bank AG (CMBNF) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cembra Money Bank AG and its competitors. Over the past decade, Cembra Money Bank AG's Dividend Payout Ratio has ranged from 0.65 to 0.73. According to the industry distribution chart, Cembra Money Bank AG ranks #1049 out of 1168 companies in the Banks industry, placing it in the top 89.8%.
Is Cembra Money Bank AG's Dividend Payout Ratio too high?
Cembra Money Bank AG's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 0.73. Based on the distribution chart, Cembra Money Bank AG ranks #1049 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cembra Money Bank AG has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #1049 out of 1168 companies for Dividend Payout Ratio. This places Cembra Money Bank AG in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Cembra Money Bank AG's own Dividend Payout Ratio has ranged from 0.65 to 0.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cembra Money Bank AG and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cembra Money Bank AG's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current Dividend Payout Ratio of 0.00. The stock's GF Value™ is $106.79, compared to a current price of $126.00 — trading 18% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Cembra Money Bank AG's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 18% above its estimated GF Value™ of $106.79.

Key valuation signals for CMBNF:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $106.79 vs. price of $126.00 (18% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
62GF Score

Get the complete analysis for CMBNF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$106.79
GF Value