Cembra Money Bank AGCMBNF 62 PEG Ratio is 5.19 as of Jun. 25, 2026, which is 76% above its 10-year median of 2.95. GuruFocus rates CMBNF with a GF Score™ of 62/100 and a GF Value™ of $106.79. The stock has 5 warning signs investors should review. Among 1,229 Banks companies, Cembra Money Bank AG ranks worse than 84.13% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Cembra Money Bank AG's PEG Ratio or its related term are showing as below:
CMBNF'
s PEG Ratio Range Over the Past 10 Years
Min: 1.55 Med: 2.95 Max: 5.4
Current: 4.91
During the past 13 years, Cembra Money Bank AG's highest PEG Ratio was 5.40. The lowest was 1.55. And the median was 2.95.
CMBNF's PEG Ratio is ranked worse than 84.13% of 1229
companies
in the Banks industry
Industry Median: 1.51
vs CMBNF: 4.91
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Cembra Money Bank AG (OTCPK:CMBNF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Cembra Money Bank AG PEG Ratio Related Terms
Cembra Money Bank AG PEG Ratio Historical Data
* Premium members only.
The historical data trend for Cembra Money Bank AG's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cembra Money Bank AG PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Cembra Money Bank AG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cembra Money Bank AG PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Cembra Money Bank AG's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Cembra Money Bank AG's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Cembra Money Bank AG (CMBNF) has a PEG Ratio of 5.19 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Cembra Money Bank AG and its competitors. This is 76% above median its historical median of 2.95. Over the past decade, Cembra Money Bank AG's PEG Ratio has ranged from 1.55 to 5.40. According to the industry distribution chart, Cembra Money Bank AG ranks #1034 out of 1229 companies in the Banks industry, placing it in the top 84.1%.
Is Cembra Money Bank AG's PEG Ratio too high?
Cembra Money Bank AG's current PEG Ratio of 5.19 is 76% above median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 1.55 to a high of 5.40. The Banks industry median PEG Ratio is 1.51. Cembra Money Bank AG's value of 5.19 is 243.7% above this industry median. Based on the distribution chart, Cembra Money Bank AG ranks #1034 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cembra Money Bank AG has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #1034 out of 1229 companies for PEG Ratio. This places Cembra Money Bank AG in the lower half of its industry. The industry median PEG Ratio is 1.51. Cembra Money Bank AG's value of 5.19 is 243.7% above this benchmark. Historically, Cembra Money Bank AG's own PEG Ratio has ranged from 1.55 to 5.40 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 1.51, Cembra Money Bank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cembra Money Bank AG's current PEG Ratio of 5.19 is 243.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Cembra Money Bank AG and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cembra Money Bank AG's current PEG Ratio is 5.19, which is 76% above median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current PEG Ratio of 5.19. The stock's GF Value™ is $106.79, compared to a current price of $126.00 — trading 18% above its estimated fair value. The current PEG Ratio is 5.19, which is 76% above median its 10-year median of 2.95 and 243.7% above the Banks industry median of 1.51. Cembra Money Bank AG's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current PEG Ratio is 5.19 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?
Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued.
The current stock price of $126.00 is trading 18% above its estimated GF Value™ of $106.79.
Key valuation signals for CMBNF:
PEG Ratio: 5.19 (76% above median its 10-year median of 2.95)
GF Value™: $106.79 vs. price of $126.00 (18% above fair value)
Industry Position: 243.7% above the Banks median (#1034 of 1229)
No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
62GF Score
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