CMBNF (Cembra Money Bank AG) EV-to-Revenue: 8.94 (As of Jul. 03, 2026) — Near Median


CMBNF Cembra Money Bank AG CMBNF
61 GF Score
Price $126.00
GF Value $107.84
! 5 Warning Signs
View Full Analysis

What is Cembra Money Bank AG EV-to-Revenue?

Cembra Money Bank AG CMBNF 61 EV-to-Revenue is 8.94 as of Jul. 03, 2026, which is 5% above its 10-year median of 8.54. GuruFocus rates CMBNF with a GF Score™ of 61/100 and a GF Value™ of $107.84. The stock has 5 warning signs investors should review. Among 1,522 Banks companies, Cembra Money Bank AG ranks worse than 90.08% on this metric.

EV-to-Revenue is calculated as enterprise value divided by its revenue. As of today, Cembra Money Bank AG's enterprise value is $6,023.4 Mil. Cembra Money Bank AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $673.7 Mil. Therefore, Cembra Money Bank AG's EV-to-Revenue for today is 8.94.

The historical rank and industry rank for Cembra Money Bank AG's EV-to-Revenue or its related term are showing as below:

CMBNF' s EV-to-Revenue Range Over the Past 10 Years
Min: 7.44   Med: 8.54   Max: 11.78
Current: 8.91

During the past 13 years, the highest EV-to-Revenue of Cembra Money Bank AG was 11.78. The lowest was 7.44. And the median was 8.54.

CMBNF's EV-to-Revenue is ranked worse than
90.08% of 1522 companies
in the Banks industry
Industry Median: 2.685 vs CMBNF: 8.91

The reason Enterprise Value is used is because Enterprise Value is more real in reflecting how much an investor pays when buying a company. For detais, go to Enterprise Value.

EV-to-Revenue is a similar ratio to PS Ratio, except here Enterprise Value instead of Market Cap is used in the calculation.

As of today (2026-07-03), Cembra Money Bank AG's stock price is $126.00. Cembra Money Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $22.93. Therefore, Cembra Money Bank AG's PS Ratio for today is 5.49.


Cembra Money Bank AG  (OTCPK:CMBNF) EV-to-Revenue Explanation

The reason Enterprise Value is used is because Enterprise Value is more real in reflecting how much an investor pays when buying a company. For detais, go to Enterprise Value.

Cembra Money Bank AG's PS Ratiofor today is calculated as:

PS Ratio=Share Price (Today)/Revenue per Share (TTM)
=126.00/22.931
=5.49

Cembra Money Bank AG's share price for today is $126.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. {COMPANY->company}'s Revenue per Sharefor the trailing twelve months (TTM) ended in Dec. 2025 was $22.93.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cembra Money Bank AG EV-to-Revenue Related Terms


Cembra Money Bank AG EV-to-Revenue Historical Data

* Premium members only.

The historical data trend for Cembra Money Bank AG's EV-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG EV-to-Revenue Chart

Cembra Money Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.06 8.37 7.98 8.21 9.14

Cembra Money Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.98 0.00 8.21 0.00 9.14

Cembra Money Bank AG EV-to-Revenue Competitor Comparison

For the Banks - Regional subindustry, Cembra Money Bank AG's EV-to-Revenue, along with its competitors' market caps and EV-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cembra Money Bank AG EV-to-Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Cembra Money Bank AG's EV-to-Revenue distribution charts can be found below:

* The bar in red indicates where Cembra Money Bank AG's EV-to-Revenue falls into.


CMBNF
61GF Score
Cembra Money Bank AG CMBNF
EV-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cembra Money Bank AG EV-to-Revenue Calculation

EV-to-Revenue is a similar ratio to PS Ratio, except here Enterprise Value instead of Market Cap is used in the calculation.

Cembra Money Bank AG's EV-to-Revenue for today is calculated as:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=6023.438/673.652
=8.94

Cembra Money Bank AG's current Enterprise Value is $6,023.4 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Cembra Money Bank AG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $673.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-Revenue →
What does a EV-to-Revenue of 8.94 mean?
Cembra Money Bank AG (CMBNF) has a EV-to-Revenue of 8.94 as of Jul. 03, 2026. EV to Revenue ratio is the company's enterprise value divided by sales. View historical data on Cembra Money Bank AG and its competitors. This is near median its historical median of 8.54. Over the past decade, Cembra Money Bank AG's EV-to-Revenue has ranged from 7.44 to 11.78. According to the industry distribution chart, Cembra Money Bank AG ranks #1371 out of 1522 companies in the Banks industry, placing it in the top 90.1%.
Is Cembra Money Bank AG's EV-to-Revenue too high?
Cembra Money Bank AG's current EV-to-Revenue of 8.94 is near median its 10-year median of 8.54. Over the past 10 years, this metric has ranged from a low of 7.44 to a high of 11.78. The Banks industry median EV-to-Revenue is 2.69. Cembra Money Bank AG's value of 8.94 is 233% above this industry median. Based on the distribution chart, Cembra Money Bank AG ranks #1371 out of 1522 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cembra Money Bank AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's EV-to-Revenue compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #1371 out of 1522 companies for EV-to-Revenue. This places Cembra Money Bank AG in the lower half of its industry. The industry median EV-to-Revenue is 2.69. Cembra Money Bank AG's value of 8.94 is 233% above this benchmark. Historically, Cembra Money Bank AG's own EV-to-Revenue has ranged from 7.44 to 11.78 over the past decade. While the company's 10-year median is 8.54 vs. the industry median of 2.69, Cembra Money Bank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-Revenue for a Banks company?
The median EV-to-Revenue among Banks companies is 2.69, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-Revenue significantly above this median, while those in the bottom quartile fall well below. However, EV-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cembra Money Bank AG's current EV-to-Revenue of 8.94 is 233% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-Revenue mean?
A high EV-to-Revenue can signal that a stock is expensive relative to its fundamentals. EV to Revenue ratio is the company's enterprise value divided by sales. View historical data on Cembra Money Bank AG and its competitors. For the Banks industry, the median EV-to-Revenue is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cembra Money Bank AG's current EV-to-Revenue is 8.94, which is near median its own 10-year median of 8.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current EV-to-Revenue of 8.94. The stock's GF Value™ is $107.84, compared to a current price of $126.00 — trading 16.8% above its estimated fair value. The current EV-to-Revenue is 8.94, which is near median its 10-year median of 8.54 and 233% above the Banks industry median of 2.69. Cembra Money Bank AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-Revenue calculated?
EV-to-Revenue is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current EV-to-Revenue is 8.94 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 16.8% above its estimated GF Value™ of $107.84.

Key valuation signals for CMBNF:

  • EV-to-Revenue: 8.94 (near median its 10-year median of 8.54)
  • GF Value™: $107.84 vs. price of $126.00 (16.8% above fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 233% above the Banks median (#1371 of 1522)

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
61GF Score

Get the complete analysis for CMBNF

EV-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$107.84
GF Value