Business Description
Citizens Development Business Finance PLC
ISIN : LK0368N00007
Total Employee Number:
2,142Compare
Compare
Traded in other countries / regions
CDB.N0000.Sri Lanka IPO Date
2010-10-06Description
Citizens Development Business Finance PLC provides a vast range of financial services which includes accepting term and savings deposits, leasing, hire purchase, loan facilities, gold loan, foreign exchange, foreign remittances, and issuance of international debit cards, credit cards, margin trading Islamic finance products and other financial services. Its operating segments are Leasing and hire purchase includes Finance lease business and hire purchases of the Company; Loans and advances; and Investment consist Managing funding, investing and liquidity operations. Majority of revenue comes from Loans and advances which is given to customers other than leasing and hire purchases of the company. Its products are Savings, Cards, Fixed deposits, Leasing & loans, Other services, etc.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.23 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 3.15 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 1/9 | |||||
Beneish M-Score | -2.27 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -43.2 | |||||
3-Year EPS without NRI Growth Rate | -37.8 | |||||
3-Year Book Growth Rate | 15 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
9-Day RSI | 41.59 | |||||
14-Day RSI | 43.46 | |||||
6-1 Month Momentum % | -2.44 | |||||
12-1 Month Momentum % | -6.27 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Payout Ratio | 0.39 | |||||
3-Year Dividend Growth Rate | 67.1 | |||||
3-Year Average Share Buyback Ratio | -0.9 | |||||
Shareholder Yield % | -34.44 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 27.4 | |||||
FCF Margin % | -48.93 | |||||
OCF Margin % | -42.23 | |||||
ROE % | 17.38 | |||||
ROA % | 2.44 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.19 | |||||
PE Ratio without NRI | 8.19 | |||||
Shiller PE Ratio | 9.54 | |||||
Price-to-Owner-Earnings | 6.66 | |||||
PEG Ratio | 0.62 | |||||
PS Ratio | 1.63 | |||||
PB Ratio | 0.93 | |||||
Price-to-Tangible-Book | 0.95 | |||||
EV-to-Revenue | 5.75 | |||||
EV-to-FCF | -11.75 | |||||
Price-to-GF-Value | 0.1 | |||||
Price-to-Projected-FCF | 0.76 | |||||
Price-to-Median-PS-Value | 1.53 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.63 | |||||
Price-to-Graham-Number | 0.59 | |||||
FCF Yield % | -31.23 | |||||
Forward Rate of Return (Yacktman) % | 14.18 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Citizens Development Business Finance PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil රු) | 16,442.787 | ||
| EPS (TTM) (රු) | 4.516 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.63 | ||
| 3-Year Sortino Ratio | 2.37 | ||
| Volatility % | 13.84 | ||
| 14-Day RSI | 43.46 | ||
| 14-Day ATR (රු) | 0.000076 | ||
| 20-Day SMA (රු) | 37 | ||
| 12-1 Month Momentum % | -6.27 | ||
| 52-Week Range (රු) | 33.1 - 41.35 | ||
| Shares Outstanding (Mil) | 717.18 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 1 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Development Business Finance PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Development Business Finance PLC Stock Events
| Event | Date | Price (රු) | ||
|---|---|---|---|---|
| LKR 1.000000 Cash Dividend | 2026-07-01 | 37.00 (+0.00%) | ||
| 10:1 Stock Split | 2026-04-30 | 37.00 (+0.00%) | ||
| LKR 0.750000 Cash Dividend | 2026-01-08 | 38.23 (-0.07%) | ||
| LKR 1.000000 Cash Dividend | 2025-07-01 | 39.25 (+7.53%) | ||
| LKR 0.500000 Cash Dividend | 2025-01-03 | 24.55 (-0.20%) | ||
| 1.02722:1 Stock Split | 2019-09-20 | 9.82 (+6.21%) | ||
| 1.045:1 Stock Split | 2012-06-29 | 3.53 (+2.71%) |
Show
Entries
Citizens Development Business Finance PLC Frequently Asked Questions
What is Citizens Development Business Finance PLC(COL:CDB.N0000)'s stock price today?
The current price of COL:CDB.N0000 is රු37.00. The 52 week high of COL:CDB.N0000 is රු41.35 and 52 week low is රු33.10.
When is next earnings date of Citizens Development Business Finance PLC(COL:CDB.N0000)?
The next earnings date of Citizens Development Business Finance PLC(COL:CDB.N0000) is .
Does Citizens Development Business Finance PLC(COL:CDB.N0000) pay dividends? If so, how much?
Citizens Development Business Finance PLC(COL:CDB.N0000) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Citizens Development Business Finance PLC
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers