CZBT (Citizens Bancorp of Virginia) Revenue: $25.05 Mil (TTM As of Dec. 2025)

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CZBT Citizens Bancorp of Virginia Inc CZBT
72 GF Score
Price $42.85
GF Value $35.00
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citizens Bancorp of Virginia Revenue?

Citizens Bancorp of Virginia CZBT 72 Revenue is $25.05 Mil as of Dec. 2025. GuruFocus rates CZBT with a GF Score™ of 72/100 and a GF Value™ of $35.00 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Citizens Bancorp of Virginia's revenue for the six months ended in Dec. 2025 was $25.05 Mil. Its revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $25.05 Mil. Citizens Bancorp of Virginia's Revenue per Share for the six months ended in Dec. 2025 was $11.89. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $11.89.

Good Sign:

Citizens Bancorp of Virginia Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Citizens Bancorp of Virginia was 9.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 7.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was 9.40% per year. During the past 10 years, the average Revenue per Share Growth Rate was 8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 13 years, Citizens Bancorp of Virginia's highest 3-Year average Revenue per Share Growth Rate was 12.10% per year. The lowest was 1.60% per year. And the median was 7.10% per year.


Citizens Bancorp of Virginia  (OTCPK:CZBT) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


Citizens Bancorp of Virginia Revenue Related Terms


Citizens Bancorp of Virginia Revenue Historical Data

* Premium members only.

The historical data trend for Citizens Bancorp of Virginia's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancorp of Virginia Revenue Chart

Citizens Bancorp of Virginia Annual Data
Trend Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.28 20.62 23.02 23.03 25.05

Citizens Bancorp of Virginia Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.28 20.62 23.02 23.03 25.05

CZBT vs HMLN, IBTN, KLIB: Revenue Comparison

For the Banks - Regional subindustry, Citizens Bancorp of Virginia's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Bancorp of Virginia Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Citizens Bancorp of Virginia's Revenue distribution charts can be found below:

* The bar in red indicates where Citizens Bancorp of Virginia's Revenue falls into.


CZBT
72GF Score
Citizens Bancorp of Virginia Inc CZBT
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancorp of Virginia Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $25.05 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of $25.05 Mil mean?
Citizens Bancorp of Virginia (CZBT) has a Revenue of $25.05 Mil as of Dec. 2025. Revenue is the total amount a company generates as sales through its operations. View historical data on Citizens Bancorp of Virginia and its competitors.
Is Citizens Bancorp of Virginia's Revenue too high?
Citizens Bancorp of Virginia's current Revenue is $25.05 Mil. Overall, Citizens Bancorp of Virginia has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp of Virginia's Revenue compare to HMLN and IBTN?
Citizens Bancorp of Virginia's Revenue of $25.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on Citizens Bancorp of Virginia and its competitors. Citizens Bancorp of Virginia's current Revenue is $25.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp of Virginia stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp of Virginia (CZBT) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.00, compared to a current price of $42.85 — trading 22.4% above its estimated fair value. The current Revenue is $25.05 Mil. Citizens Bancorp of Virginia's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For Citizens Bancorp of Virginia (CZBT), the current Revenue is $25.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancorp of Virginia (CZBT) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancorp of Virginia stock appears to be overvalued. The current stock price of $42.85 is trading 22.4% above its estimated GF Value™ of $35.00. GuruFocus considers Citizens Bancorp of Virginia to be Modestly Overvalued.

Key valuation signals for CZBT:

  • Revenue: $25.05 Mil
  • GF Value™: $35.00 vs. price of $42.85 (22.4% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the CZBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Bancorp of Virginia Business Description

Address 126 South Main Street, Blackstone, VA, USA, 23824
Citizens Bancorp of Virginia Inc is a one-bank holding company. The bank conducts the general business of a commercial bank. The bank offers traditional lending and deposit products to businesses and individuals. Its business banking services include checking, savings, certificates of deposit, and merchant services. It has six loan portfolios that include residential real estate, commercial real estate, farmland, Construction, commercial and industrial loans, and consumer loans.
72GF Score

Get the complete analysis for CZBT

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.85
Price
$35.00
GF Value