Citizens Bancorp of Virginia's quarterly market cap
increased
from Dec. 2023 ($61.60 Mil) to Dec. 2024 ($62.19 Mil) and
increased
from Dec. 2024 ($62.19 Mil) to Dec. 2025 ($71.54 Mil).
Citizens Bancorp of Virginia's annual market cap
increased
from Dec. 2023 ($61.60 Mil) to Dec. 2024 ($62.19 Mil) and
increased
from Dec. 2024 ($62.19 Mil) to Dec. 2025 ($71.54 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Citizens Bancorp of Virginia's Enterprise Value for Today is $85.71 Mil.
Citizens Bancorp of Virginia (OTCPK:CZBT) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Citizens Bancorp of Virginia Market Cap Related Terms
Citizens Bancorp of Virginia Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Citizens Bancorp of Virginia's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Bancorp of Virginia Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Bancorp of Virginia's Market Cap distribution charts can be found below:
* The bar in red indicates where Citizens Bancorp of Virginia's Market Cap falls into.
Citizens Bancorp of Virginia Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Bancorp of Virginia (CZBT) has a Market Cap of $83.63 Mil as of Jul. 01, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Citizens Bancorp of Virginia and its competitors. According to the industry distribution chart, Citizens Bancorp of Virginia ranks #1292 out of 1545 companies in the Banks industry, placing it in the top 83.6%.
Is Citizens Bancorp of Virginia's Market Cap too high?
Citizens Bancorp of Virginia's current Market Cap is $83.63 Mil. The Banks industry median Market Cap is 707.75. Citizens Bancorp of Virginia's value of $83.63 Mil is 88.2% below this industry median. Based on the distribution chart, Citizens Bancorp of Virginia ranks #1292 out of 1545 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citizens Bancorp of Virginia has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp of Virginia's Market Cap compare to SLRK and KSBI?
According to the Banks industry distribution chart, Citizens Bancorp of Virginia ranks #1292 out of 1545 companies for Market Cap. This places Citizens Bancorp of Virginia in the lower half of its industry. The industry median Market Cap is 707.75. Citizens Bancorp of Virginia's value of $83.63 Mil is 88.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 707.75, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizens Bancorp of Virginia's current Market Cap of $83.63 Mil is 88.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Citizens Bancorp of Virginia and its competitors. For the Banks industry, the median Market Cap is 707.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Bancorp of Virginia's current Market Cap is $83.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp of Virginia stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp of Virginia (CZBT) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.71, compared to a current price of $39.75 — trading 14.5% above its estimated fair value. The current Market Cap is $83.63 Mil and 88.2% below the Banks industry median of 707.75. Citizens Bancorp of Virginia's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Citizens Bancorp of Virginia (CZBT), the current Market Cap is $83.63 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Bancorp of Virginia (CZBT) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Bancorp of Virginia stock appears to be overvalued.
The current stock price of $39.75 is trading 14.5% above its estimated GF Value™ of $34.71.
GuruFocus considers Citizens Bancorp of Virginia to be Modestly Overvalued.
Key valuation signals for CZBT:
Market Cap: $83.63 Mil
GF Value™: $34.71 vs. price of $39.75 (14.5% above fair value)
Industry Position: 88.2% below the Banks median (#1292 of 1545)
No single metric tells the full story. See the CZBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Bancorp of Virginia Inc is a one-bank holding company. The bank conducts the general business of a commercial bank. The bank offers traditional lending and deposit products to businesses and individuals. Its business banking services include checking, savings, certificates of deposit, and merchant services. It has six loan portfolios that include residential real estate, commercial real estate, farmland, Construction, commercial and industrial loans, and consumer loans.
69GF Score
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