The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
CZBT's 9-Day RSI is ranked better than 88.07% of 1609
companies
in the Banks industry
Industry Median: 58.34
vs CZBT: 37.29
Citizens Bancorp of Virginia (OTCPK:CZBT) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
Citizens Bancorp of Virginia 9-Day RSI Related Terms
CZBT vs SLRK, KSBI, IBTN: 9-Day RSI Comparison
For the Banks - Regional subindustry, Citizens Bancorp of Virginia's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Bancorp of Virginia 9-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Bancorp of Virginia's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where Citizens Bancorp of Virginia's 9-Day RSI falls into.
Citizens Bancorp of Virginia (OTCPK:CZBT) 9-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Bancorp of Virginia (CZBT) has a 9-Day RSI of 37.29 as of Jul. 06, 2026. According to the industry distribution chart, Citizens Bancorp of Virginia ranks #192 out of 1609 companies in the Banks industry, placing it in the top 11.9%.
Is Citizens Bancorp of Virginia's 9-Day RSI too high?
Citizens Bancorp of Virginia's current 9-Day RSI is 37.29. The Banks industry median 9-Day RSI is 58.34. Citizens Bancorp of Virginia's value of 37.29 is 36.1% below this industry median. Based on the distribution chart, Citizens Bancorp of Virginia ranks #192 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Citizens Bancorp of Virginia has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp of Virginia's 9-Day RSI compare to SLRK and KSBI?
According to the Banks industry distribution chart, Citizens Bancorp of Virginia ranks #192 out of 1609 companies for 9-Day RSI. This places Citizens Bancorp of Virginia in the top 12% of its industry — outperforming the majority of peers. The industry median 9-Day RSI is 58.34. Citizens Bancorp of Virginia's value of 37.29 is 36.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 58.34, based on 1,609 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizens Bancorp of Virginia's current 9-Day RSI of 37.29 is 36.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 58.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Bancorp of Virginia's current 9-Day RSI is 37.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp of Virginia stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp of Virginia (CZBT) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.74, compared to a current price of $38.59 — trading 11.1% above its estimated fair value. The current 9-Day RSI is 37.29 and 36.1% below the Banks industry median of 58.34. Citizens Bancorp of Virginia's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Citizens Bancorp of Virginia (CZBT), the current 9-Day RSI is 37.29 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Bancorp of Virginia (CZBT) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Bancorp of Virginia stock appears to be overvalued.
The current stock price of $38.59 is trading 11.1% above its estimated GF Value™ of $34.74.
GuruFocus considers Citizens Bancorp of Virginia to be Modestly Overvalued.
Key valuation signals for CZBT:
9-Day RSI: 37.29
GF Value™: $34.74 vs. price of $38.59 (11.1% above fair value)
Industry Position: 36.1% below the Banks median (#192 of 1609)
No single metric tells the full story. See the CZBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Bancorp of Virginia Inc is a one-bank holding company. The bank conducts the general business of a commercial bank. The bank offers traditional lending and deposit products to businesses and individuals. Its business banking services include checking, savings, certificates of deposit, and merchant services. It has six loan portfolios that include residential real estate, commercial real estate, farmland, Construction, commercial and industrial loans, and consumer loans.
70GF Score
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