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During the past 12 months, National Credit and Commerce Bank's average EPS without NRIGrowth Rate was 18.20% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 22.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 9.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.
During the past 11 years, National Credit and Commerce Bank's highest 3-Year average EPS without NRI Growth Rate was 22.40% per year. The lowest was -9.10% per year. And the median was 11.05% per year.
National Credit and Commerce Bank (DHA:NCCBANK) EPS (Diluted) Explanation
EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
National Credit and Commerce Bank EPS (Diluted) Related Terms
National Credit and Commerce Bank EPS (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Credit and Commerce Bank EPS (Diluted) Chart
National Credit and Commerce Bank EPS (Diluted) Competitor Comparison
For the Banks - Regional subindustry, National Credit and Commerce Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Credit and Commerce Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Credit and Commerce Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where National Credit and Commerce Bank's PE Ratio falls into.
National Credit and Commerce Bank EPS (Diluted) Calculation
EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.
EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT4.95
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Credit and Commerce Bank (DHA:NCCBANK) has a EPS (Diluted) of BDT4.95 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on National Credit and Commerce Bank and its competitors.
Is National Credit and Commerce Bank's EPS (Diluted) too high?
National Credit and Commerce Bank's current EPS (Diluted) is BDT4.95. Overall, National Credit and Commerce Bank has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's EPS (Diluted) compare to competitors?
National Credit and Commerce Bank's EPS (Diluted) of BDT4.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on National Credit and Commerce Bank and its competitors. National Credit and Commerce Bank's current EPS (Diluted) is BDT4.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.45, compared to a current price of BDT15.90 — trading 18.2% above its estimated fair value. The current EPS (Diluted) is BDT4.95. National Credit and Commerce Bank's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current EPS (Diluted) is BDT4.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?
Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued.
The current stock price of BDT15.90 is trading 18.2% above its estimated GF Value™ of BDT13.45.
GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.
Key valuation signals for DHA:NCCBANK:
EPS (Diluted): BDT4.95
GF Value™: BDT13.45 vs. price of BDT15.90 (18.2% above fair value)
No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Credit and Commerce Bank Business Description
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
78GF Score
Get the complete analysis for DHA:NCCBANK
EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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