* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Credit and Commerce Bank FCF Margin % Chart
National Credit and Commerce Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, National Credit and Commerce Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Credit and Commerce Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Credit and Commerce Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where National Credit and Commerce Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Credit and Commerce Bank (DHA:NCCBANK) has a FCF Margin % of 44.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Credit and Commerce Bank and its competitors. This is 77% above median its historical median of 25.12. Over the past decade, National Credit and Commerce Bank's FCF Margin % has ranged from 12.00 to 78.34. According to the industry distribution chart, National Credit and Commerce Bank ranks #873 out of 1509 companies in the Banks industry, placing it in the top 57.9%.
Is National Credit and Commerce Bank's FCF Margin % too high?
National Credit and Commerce Bank's current FCF Margin % of 44.43% is 77% above median its 10-year median of 25.12. Over the past 10 years, this metric has ranged from a low of 12.00 to a high of 78.34. The Banks industry median FCF Margin % is 26.55. National Credit and Commerce Bank's value of 44.43% is 67.3% above this industry median. Based on the distribution chart, National Credit and Commerce Bank ranks #873 out of 1509 companies in the Banks industry, which is below the industry midpoint. Overall, National Credit and Commerce Bank has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, National Credit and Commerce Bank ranks #873 out of 1509 companies for FCF Margin %. This places National Credit and Commerce Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. National Credit and Commerce Bank's value of 44.43% is 67.3% above this benchmark. Historically, National Credit and Commerce Bank's own FCF Margin % has ranged from 12.00 to 78.34 over the past decade. While the company's 10-year median is 25.12 vs. the industry median of 26.55, National Credit and Commerce Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Credit and Commerce Bank's current FCF Margin % of 44.43% is 67.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Credit and Commerce Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Credit and Commerce Bank's current FCF Margin % is 44.43%, which is 77% above median its own 10-year median of 25.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.30, compared to a current price of BDT16.10 — trading 21.1% above its estimated fair value. The current FCF Margin % is 44.43%, which is 77% above median its 10-year median of 25.12 and 67.3% above the Banks industry median of 26.55. National Credit and Commerce Bank's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current FCF Margin % is 44.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?
Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued.
The current stock price of BDT16.10 is trading 21.1% above its estimated GF Value™ of BDT13.30.
GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.
Key valuation signals for DHA:NCCBANK:
FCF Margin %: 44.43% (77% above median its 10-year median of 25.12)
GF Value™: BDT13.30 vs. price of BDT16.10 (21.1% above fair value)
Industry Position: 67.3% above the Banks median (#873 of 1509)
No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Credit and Commerce Bank Business Description
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
77GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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