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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
DHA:NCCBANK'
s PEG Ratio Range Over the Past 10 Years
Min: 0.41 Med: 0.77 Max: 1.63
Current: 0.43
During the past 11 years, National Credit and Commerce Bank's highest PEG Ratio was 1.63. The lowest was 0.41. And the median was 0.77.
DHA:NCCBANK's PEG Ratio is ranked better than 90.15% of 1228
companies
in the Banks industry
Industry Median: 1.555
vs DHA:NCCBANK: 0.43
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
National Credit and Commerce Bank (DHA:NCCBANK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
National Credit and Commerce Bank PEG Ratio Related Terms
National Credit and Commerce Bank PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Credit and Commerce Bank PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, National Credit and Commerce Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Credit and Commerce Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Credit and Commerce Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where National Credit and Commerce Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
National Credit and Commerce Bank (DHA:NCCBANK) has a PEG Ratio of 0.43 as of Jul. 17, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Credit and Commerce Bank and its competitors. This is 44% below median its historical median of 0.77. Over the past decade, National Credit and Commerce Bank's PEG Ratio has ranged from 0.41 to 1.63. According to the industry distribution chart, National Credit and Commerce Bank ranks #121 out of 1228 companies in the Banks industry, placing it in the top 9.9%.
Is National Credit and Commerce Bank's PEG Ratio too high?
National Credit and Commerce Bank's current PEG Ratio of 0.43 is 44% below median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 1.63. The Banks industry median PEG Ratio is 1.56. National Credit and Commerce Bank's value of 0.43 is 72.3% below this industry median. Based on the distribution chart, National Credit and Commerce Bank ranks #121 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Credit and Commerce Bank has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Credit and Commerce Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, National Credit and Commerce Bank ranks #121 out of 1228 companies for PEG Ratio. This places National Credit and Commerce Bank in the top 10% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. National Credit and Commerce Bank's value of 0.43 is 72.3% below this benchmark. Historically, National Credit and Commerce Bank's own PEG Ratio has ranged from 0.41 to 1.63 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 1.56, National Credit and Commerce Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Credit and Commerce Bank's current PEG Ratio of 0.43 is 72.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Credit and Commerce Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Credit and Commerce Bank's current PEG Ratio is 0.43, which is 44% below median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Credit and Commerce Bank stock overvalued right now?
Based on GuruFocus' analysis, National Credit and Commerce Bank (DHA:NCCBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT13.42, compared to a current price of BDT15.60 — trading 16.2% above its estimated fair value. The current PEG Ratio is 0.43, which is 44% below median its 10-year median of 0.77 and 72.3% below the Banks industry median of 1.56. National Credit and Commerce Bank's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For National Credit and Commerce Bank (DHA:NCCBANK), the current PEG Ratio is 0.43 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Credit and Commerce Bank (DHA:NCCBANK) Overvalued in 2026?
Based on GuruFocus' analysis, National Credit and Commerce Bank stock appears to be overvalued.
The current stock price of BDT15.60 is trading 16.2% above its estimated GF Value™ of BDT13.42.
GuruFocus considers National Credit and Commerce Bank to be Modestly Overvalued.
Key valuation signals for DHA:NCCBANK:
PEG Ratio: 0.43 (44% below median its 10-year median of 0.77)
GF Value™: BDT13.42 vs. price of BDT15.60 (16.2% above fair value)
Industry Position: 72.3% below the Banks median (#121 of 1228)
No single metric tells the full story. See the DHA:NCCBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Credit and Commerce Bank Business Description
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
79GF Score
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