Business Description
First Internet Bancorp
NAICS : 522110
SIC : 6021
ISIN : US3205571017
Share Class Description:
FRA:45H: Ordinary SharesTotal Employee Number:
355Description
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking or treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.74 | |||||
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 0.96 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -3.22 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.9 | |||||
3-Year FCF Growth Rate | -66.6 | |||||
3-Year Book Growth Rate | 0.9 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 45.69 | |||||
9-Day RSI | 47.32 | |||||
14-Day RSI | 49.17 | |||||
3-1 Month Momentum % | 21.69 | |||||
6-1 Month Momentum % | 27.78 | |||||
12-1 Month Momentum % | 16.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.96 | |||||
Forward Dividend Yield % | 0.98 | |||||
5-Year Yield-on-Cost % | 0.93 | |||||
3-Year Average Share Buyback Ratio | 1.4 | |||||
Shareholder Yield % | 85.55 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -28.78 | |||||
FCF Margin % | 35.5 | |||||
OCF Margin % | 38.8 | |||||
ROE % | -9.08 | |||||
ROA % | -0.58 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 11.3 | |||||
Shiller PE Ratio | 10.22 | |||||
PS Ratio | 1.97 | |||||
PB Ratio | 0.63 | |||||
Price-to-Tangible-Book | 0.64 | |||||
Price-to-Free-Cash-Flow | 5.13 | |||||
Price-to-Operating-Cash-Flow | 4.98 | |||||
EV-to-Revenue | -0.23 | |||||
EV-to-FCF | -0.62 | |||||
Price-to-GF-Value | 0.96 | |||||
Price-to-Projected-FCF | 0.42 | |||||
Price-to-Median-PS-Value | 0.69 | |||||
FCF Yield % | 19.56 | |||||
Forward Rate of Return (Yacktman) % | 18.11 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
First Internet Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 106.639 | ||
| EPS (TTM) (€) | -3.059 | ||
| Beta | 2.0217 | ||
| 3-Year Sharpe Ratio | 0.5 | ||
| 3-Year Sortino Ratio | 0.97 | ||
| Volatility % | 37.54 | ||
| 14-Day RSI | 49.17 | ||
| 14-Day ATR (€) | 0.394282 | ||
| 20-Day SMA (€) | 21.89 | ||
| 12-1 Month Momentum % | 16.75 | ||
| 52-Week Range (€) | 14.5 - 23.8 | ||
| Shares Outstanding (Mil) | 8.72 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Internet Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Internet Bancorp Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-29 17:00 | In 183 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 182 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-23 14:00 | In 85 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 84 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-30 17:00 | 22.20 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-30 | 22.20 (+0.00%) | ||
| USD 0.060000 Cash Dividend | 2026-06-30 | 22.40 (+0.00%) | ||
| Guidance call for 2026 | 2026-05-20 10:30 | 18.80 (+0.00%) | ||
| General meeting for 2026 | 2026-05-18 13:00 | 19.50 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-30 17:00 | 19.40 (+0.00%) |
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First Internet Bancorp Frequently Asked Questions
What is First Internet Bancorp(FRA:45H)'s stock price today?
The current price of FRA:45H is €21.60. The 52 week high of FRA:45H is €23.80 and 52 week low is €14.50.
When is next earnings date of First Internet Bancorp(FRA:45H)?
The next earnings date of First Internet Bancorp(FRA:45H) is 2026-10-23 Est..
Does First Internet Bancorp(FRA:45H) pay dividends? If so, how much?
The Dividend Yield %  of First Internet Bancorp(FRA:45H) is 0.96% (As of Today), Highest Dividend Payout Ratio of First Internet Bancorp(FRA:45H) was 0.13. The lowest was 0.05. And the median was 0.1. The  Forward Dividend Yield % of First Internet Bancorp(FRA:45H) is 0.98%. For more information regarding to dividend, please check our Dividend Page.
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