First Internet Bancorp (FRA:45H) Volatility: 35.78% (As of Jun. 26, 2026)


FRA:45H First Internet Bancorp FRA:45H
58 GF Score
Price €21.60
GF Value €20.96
Valuation Fairly Valued
! 7 Warning Signs
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What is First Internet Bancorp Volatility?

First Internet Bancorp FRA:45H +1.89% 58 Volatility is 35.78% as of Jun. 26, 2026. GuruFocus rates FRA:45H with a GF Score™ of 58/100 and a GF Value™ of €20.96 (Fairly Valued). The stock has 7 warning signs investors should review.

Volatility is a statistical measure of the dispersion of returns for a given security or market index, it shows how the price swings around its mean. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year. In most cases, the higher the volatility, the riskier the security.

As of today (2026-06-26), First Internet Bancorp's Volatility is 35.78%.


First Internet Bancorp  (FRA:45H) Volatility Explanation

Volatility is a statistical measure of the dispersion of returns for a given security or market index. It’s often measured as standard deviation or variance of historical returns over a certain period. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year.

Volatility reflects the uncertainty or risk of a security’s value. Generally speaking, a higher volatility suggests a higher risk, because it implies a wider fluctuation around average price. This means the price of the security can change dramatically in either direction within a short period. Conversely, a lower volatility means that the security's price is more steady, which suggests a lower risk.

Another measurement of relative volatility is Beta. Beta is a measure of systematic risk of a security or a portfolio in comparison to the market as a whole. Beta is usually compared to 1. A beta of greater than 1 indicates that the security's price will be more volatile than the market.


First Internet Bancorp Volatility Related Terms


FRA:45H vs FCAP, OPBK, EFSI: Volatility Comparison

For the Banks - Regional subindustry, First Internet Bancorp's Volatility, along with its competitors' market caps and Volatility data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Internet Bancorp Volatility vs Banks Industry

For the Banks industry and Financial Services sector, First Internet Bancorp's Volatility distribution charts can be found below:

* The bar in red indicates where First Internet Bancorp's Volatility falls into.


FRA:45H
58GF Score
First Internet Bancorp FRA:45H
Volatility is just one metric. See GF Score™, valuation, warning signs, and more.
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First Internet Bancorp  (FRA:45H) Volatility Calculation

The annualized volatility is calculated as following:

σA=σM * 12
= 1/(n-1) ∑(Ri - R')^2 * 12

Where: σM is the monthly volatility, n is the number of months in the period, Ri is the security's historical monthly returns and R' is the arithmetic mean of monthly returns.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Volatility →
What does a Volatility of 35.78% mean?
First Internet Bancorp (FRA:45H) has a Volatility of 35.78% as of Jun. 26, 2026. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on First Internet Bancorp and its competitors.
Is First Internet Bancorp's Volatility too high?
First Internet Bancorp's current Volatility is 35.78%. Overall, First Internet Bancorp has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Internet Bancorp's Volatility compare to FCAP and OPBK?
First Internet Bancorp's Volatility of 35.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Volatility for a Banks company?
A good Volatility depends on the Banks industry context. However, Volatility should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Volatility mean?
A high Volatility can signal that a stock is expensive relative to its fundamentals. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on First Internet Bancorp and its competitors. First Internet Bancorp's current Volatility is 35.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Internet Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Internet Bancorp (FRA:45H) is currently considered Fairly Valued. The stock's GF Value™ is €20.96, compared to a current price of €21.60 — trading 3.1% above its estimated fair value. The current Volatility is 35.78%. First Internet Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Volatility calculated?
Volatility is calculated from a company's financial statements. For First Internet Bancorp (FRA:45H), the current Volatility is 35.78% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Internet Bancorp (FRA:45H) Overvalued in 2026?

Based on GuruFocus' analysis, First Internet Bancorp stock appears to be overvalued. The current stock price of €21.60 is trading 3.1% above its estimated GF Value™ of €20.96. GuruFocus considers First Internet Bancorp to be Fairly Valued.

Key valuation signals for FRA:45H:

  • Volatility: 35.78%
  • GF Value™: €20.96 vs. price of €21.60 (3.1% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the FRA:45H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Internet Bancorp Business Description

Other Exchanges INBK:USA
Address 8701 East 116th Street, Fishers, IN, USA, 46038
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking or treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
58GF Score

Get the complete analysis for FRA:45H

Volatility is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€20.96
GF Value