Business Description
Humm Group Ltd
ISIN : AU0000121337
Description
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.08 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 8.77 | |||||
Debt-to-EBITDA | 13.69 | |||||
Interest Coverage | 1.11 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 0.47 | |||||
Beneish M-Score | -2.63 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14.7 | |||||
3-Year EPS without NRI Growth Rate | 35.2 | |||||
3-Year Book Growth Rate | -6.1 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | -1.75 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.72 | |||||
9-Day RSI | 33.93 | |||||
14-Day RSI | 32.41 | |||||
3-1 Month Momentum % | -8.11 | |||||
6-1 Month Momentum % | -14.57 | |||||
12-1 Month Momentum % | 11.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.07 | |||||
Quick Ratio | 1.07 | |||||
Cash Ratio | 0.08 | |||||
Days Sales Outstanding | 2712.4 | |||||
Days Payable | 653.74 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.8 | |||||
Dividend Payout Ratio | 0.37 | |||||
3-Year Dividend Growth Rate | 13.7 | |||||
Forward Dividend Yield % | 4.8 | |||||
5-Year Yield-on-Cost % | 4.8 | |||||
3-Year Average Share Buyback Ratio | 1.1 | |||||
Shareholder Yield % | -10.93 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 95.62 | |||||
Operating Margin % | 50.24 | |||||
Net Margin % | 4.04 | |||||
EBITDA Margin % | 53.08 | |||||
FCF Margin % | -0.5 | |||||
OCF Margin % | 2.72 | |||||
ROE % | 4.95 | |||||
ROA % | 0.49 | |||||
ROIC % | 5.39 | |||||
3-Year ROIIC % | 11.42 | |||||
ROC (Joel Greenblatt) % | 10.31 | |||||
ROCE % | 59.77 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 3 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.87 | |||||
Forward PE Ratio | 6.17 | |||||
PE Ratio without NRI | 8.87 | |||||
Shiller PE Ratio | 8.52 | |||||
Price-to-Owner-Earnings | 6.18 | |||||
PS Ratio | 0.36 | |||||
PB Ratio | 0.44 | |||||
Price-to-Tangible-Book | 0.56 | |||||
Price-to-Operating-Cash-Flow | 13.43 | |||||
EV-to-EBIT | 14.09 | |||||
EV-to-EBITDA | 13.32 | |||||
EV-to-Forward-EBITDA | 23.29 | |||||
EV-to-Revenue | 7.07 | |||||
EV-to-Forward-Revenue | 3.08 | |||||
EV-to-FCF | -1389.03 | |||||
Price-to-GF-Value | 0.77 | |||||
Price-to-Median-PS-Value | 0.36 | |||||
Price-to-Graham-Number | 0.48 | |||||
| Price-to-Net-Current-Asset-Value | 0.69 | |||||
Earnings Yield (Greenblatt) % | 7.1 | |||||
FCF Yield % | -1.39 | |||||
Forward Rate of Return (Yacktman) % | 49.52 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Humm Group Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 366.184 | ||
| EPS (TTM) (€) | 0.03 | ||
| Beta | 1.0426 | ||
| 3-Year Sharpe Ratio | 0.41 | ||
| 3-Year Sortino Ratio | 0.81 | ||
| Volatility % | 36.24 | ||
| 14-Day RSI | 32.41 | ||
| 14-Day ATR (€) | 0.007266 | ||
| 20-Day SMA (€) | 0.3036 | ||
| 12-1 Month Momentum % | 11.11 | ||
| 52-Week Range (€) | 0.264 - 0.444 | ||
| Shares Outstanding (Mil) | 504.91 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Humm Group Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Humm Group Ltd Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| General meeting for 2026 | 2026-11-12 10:00 | In 131 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-28 15:30 | In 55 days | ||
| Annual report for 2026 | 2026-08-28 | In 54 days | ||
| Fourth quarter earnings results for 2026 | 2026-08-28 | In 54 days | ||
| AUD 0.015000 Cash Dividend | 2026-02-19 | 0.41 (+0.00%) | ||
| Second quarter earnings conference call for 2026 | 2026-02-11 11:00 | 0.43 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-02-11 | 0.43 (+0.00%) | ||
| General meeting for 2025 | 2025-11-12 10:00 | 0.32 (+0.00%) | ||
| AUD 0.007500 Cash Dividend | 2025-09-03 | 0.35 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2025-08-28 15:30 | 0.33 (+0.00%) |
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Entries
Humm Group Ltd Frequently Asked Questions
What is Humm Group Ltd(FRA:F5L)'s stock price today?
The current price of FRA:F5L is €0.28. The 52 week high of FRA:F5L is €0.44 and 52 week low is €0.26.
When is next earnings date of Humm Group Ltd(FRA:F5L)?
The next earnings date of Humm Group Ltd(FRA:F5L) is 2026-08-28 Est..
Does Humm Group Ltd(FRA:F5L) pay dividends? If so, how much?
The Dividend Yield %  of Humm Group Ltd(FRA:F5L) is 4.8% (As of Today), Highest Dividend Payout Ratio of Humm Group Ltd(FRA:F5L) was 2. The lowest was 0.27. And the median was 0.48. The  Forward Dividend Yield % of Humm Group Ltd(FRA:F5L) is 4.8%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Humm Group Ltd
No articles.
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