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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-22), Humm Group's 3-1 Month Momentum % is -26.23%.
The industry rank for Humm Group's 3-1 Month Momentum % or its related term are showing as below:
FRA:F5L's 3-1 Month Momentum % is ranked worse than 92.55% of 564
companies
in the Credit Services industry
Industry Median: 0.145
vs FRA:F5L: -26.23
Humm Group (FRA:F5L) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Humm Group 3-1 Month Momentum % Related Terms
FRA:F5L vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Humm Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humm Group 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Humm Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Humm Group's 3-1 Month Momentum % falls into.
Humm Group (FRA:F5L) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Humm Group (FRA:F5L) has a 3-1 Month Momentum % of -26.23% as of Aug. 22, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Humm Group and its competitors. According to the industry distribution chart, Humm Group ranks #522 out of 564 companies in the Credit Services industry, placing it in the top 92.6%.
Is Humm Group's 3-1 Month Momentum % too high?
Humm Group's current 3-1 Month Momentum % is -26.23%. Based on the distribution chart, Humm Group ranks #522 out of 564 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Humm Group has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Humm Group's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Humm Group ranks #522 out of 564 companies for 3-1 Month Momentum %. This places Humm Group in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.15, based on 564 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Humm Group and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Humm Group's current 3-1 Month Momentum % is -26.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humm Group stock overvalued right now?
Humm Group (FRA:F5L) has a current 3-1 Month Momentum % of -26.23%. The stock's GF Value™ is €0.36, compared to a current price of €0.24 — trading 33.9% below its estimated fair value. The current 3-1 Month Momentum % is -26.23%. Humm Group's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Humm Group (FRA:F5L), the current 3-1 Month Momentum % is -26.23% as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Humm Group (FRA:F5L) Overvalued in 2026?
Based on GuruFocus' analysis, Humm Group stock appears to be undervalued.
The current stock price of €0.24 is trading 33.9% below its estimated GF Value™ of €0.36.
Key valuation signals for FRA:F5L:
3-1 Month Momentum %: -26.23%
GF Value™: €0.36 vs. price of €0.24 (33.9% below fair value)
No single metric tells the full story. See the FRA:F5L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
35GF Score
Get the complete analysis for FRA:F5L
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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