Jack Henry & Associates (FRA:JHY) Enterprise Value: €9,256 Mil (As of Jul. 09, 2026) ***


FRA:JHY Jack Henry & Associates Inc FRA:JHY
88 GF Score
Price €128.00
GF Value €170.52
Valuation Modestly Undervalued
View Full Analysis

What is Jack Henry & Associates Enterprise Value?

Jack Henry & Associates FRA:JHY +0.91% 88 Enterprise Value is €9,256 Mil as of Jul. 09, 2026. GuruFocus rates FRA:JHY with a GF Score™ of 88/100 and a GF Value™ of €170.52 (Modestly Undervalued).

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Jack Henry & Associates's Enterprise Value is €9,256 Mil. Jack Henry & Associates's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €583 Mil. Therefore, Jack Henry & Associates's EV-to-EBIT ratio for today is 15.88.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Jack Henry & Associates's Enterprise Value is €9,256 Mil. Jack Henry & Associates's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €764 Mil. Therefore, Jack Henry & Associates's EV-to-EBITDA ratio for today is 12.12.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Jack Henry & Associates's Enterprise Value is €9,256 Mil. Jack Henry & Associates's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €2,162 Mil. Therefore, Jack Henry & Associates's EV-to-Revenue ratio for today is 4.28.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Jack Henry & Associates's Enterprise Value is €9,256 Mil. Jack Henry & Associates's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €678 Mil. Therefore, Jack Henry & Associates's EV-to-OCF ratio for today is 13.66.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Jack Henry & Associates's Enterprise Value is €9,256 Mil. Jack Henry & Associates's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €467 Mil. Therefore, Jack Henry & Associates's EV-to-FCF ratio for today is 19.83.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Jack Henry & Associates  (FRA:JHY) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Jack Henry & Associates's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=9255.512/582.927
=15.88

Jack Henry & Associates's current Enterprise Value is €9,256 Mil.
Jack Henry & Associates's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €583 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Jack Henry & Associates's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=9255.512/763.585
=12.12

Jack Henry & Associates's current Enterprise Value is €9,256 Mil.
Jack Henry & Associates's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €764 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Jack Henry & Associates's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=9255.512/2162.108
=4.28

Jack Henry & Associates's current Enterprise Value is €9,256 Mil.
Jack Henry & Associates's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2,162 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Jack Henry & Associates's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=9255.512/677.642
=13.66

Jack Henry & Associates's current Enterprise Value is €9,256 Mil.
Jack Henry & Associates's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €678 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Jack Henry & Associates's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=9255.512/466.7
=19.83

Jack Henry & Associates's current Enterprise Value is €9,256 Mil.
Jack Henry & Associates's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €467 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jack Henry & Associates Enterprise Value Related Terms


Jack Henry & Associates Enterprise Value Historical Data

* Premium members only.

The historical data trend for Jack Henry & Associates's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates Enterprise Value Chart

Jack Henry & Associates Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,293.81 12,634.33 11,388.02 11,439.02 11,011.81

Jack Henry & Associates Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,072.95 11,011.81 9,293.56 11,362.89 9,865.53

FRA:JHY vs CACI, IT, CIFR: Enterprise Value Comparison

For the Information Technology Services subindustry, Jack Henry & Associates's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jack Henry & Associates Enterprise Value vs Software Industry

For the Software industry and Technology sector, Jack Henry & Associates's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Jack Henry & Associates's Enterprise Value falls into.


FRA:JHY
88GF Score
Jack Henry & Associates Inc FRA:JHY
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jack Henry & Associates Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Jack Henry & Associates's Enterprise Value for the fiscal year that ended in Jun. 2025 is calculated as

Jack Henry & Associates's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €9,256 Mil mean?
Jack Henry & Associates (FRA:JHY) has a Enterprise Value of €9,256 Mil as of Jul. 09, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Jack Henry & Associates and its competitors.
Is Jack Henry & Associates' Enterprise Value too high?
Jack Henry & Associates' current Enterprise Value is €9,256 Mil. Overall, Jack Henry & Associates has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' Enterprise Value compare to CACI and IT?
Jack Henry & Associates' Enterprise Value of €9,256 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Software company?
A good Enterprise Value depends on the Software industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Jack Henry & Associates and its competitors. Jack Henry & Associates's current Enterprise Value is €9,256 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (FRA:JHY) is currently considered Modestly Undervalued. The stock's GF Value™ is €170.52, compared to a current price of €128.00 — trading 24.9% below its estimated fair value. The current Enterprise Value is €9,256 Mil. Jack Henry & Associates' overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Jack Henry & Associates (FRA:JHY), the current Enterprise Value is €9,256 Mil as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack Henry & Associates (FRA:JHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of €128.00 is trading 24.9% below its estimated GF Value™ of €170.52. GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.

Key valuation signals for FRA:JHY:

  • Enterprise Value: €9,256 Mil
  • GF Value™: €170.52 vs. price of €128.00 (24.9% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the FRA:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
88GF Score

Get the complete analysis for FRA:JHY

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€128.00
Price
€170.52
GF Value