Jack Henry & AssociatesFRA:JHY +3.22%89 FCF Yield % is 5.18 as of Jul. 06, 2026, which is 113% above its 10-year median of 2.43. GuruFocus rates FRA:JHY with a GF Score™ of 89/100 and a GF Value™ of €172.67 (Modestly Undervalued). Among 2,862 Software companies, Jack Henry & Associates ranks better than 69.04% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Jack Henry & Associates FCF Yield % Related Terms
Jack Henry & Associates FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Jack Henry & Associates's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jack Henry & Associates FCF Yield % vs Software Industry
For the Software industry and Technology sector, Jack Henry & Associates's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Jack Henry & Associates's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jack Henry & Associates (FRA:JHY) has a FCF Yield % of 5.18 as of Jul. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jack Henry & Associates and its competitors. This is 113% above median its historical median of 2.43. Over the past decade, Jack Henry & Associates' FCF Yield % has ranged from 1.39 to 5.95. According to the industry distribution chart, Jack Henry & Associates ranks #886 out of 2862 companies in the Software industry, placing it in the top 31%.
Is Jack Henry & Associates' FCF Yield % too high?
Jack Henry & Associates' current FCF Yield % of 5.18 is 113% above median its 10-year median of 2.43. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 5.95. The Software industry median FCF Yield % is 0.92. Jack Henry & Associates' value of 5.18 is 466.1% above this industry median. Based on the distribution chart, Jack Henry & Associates ranks #886 out of 2862 companies in the Software industry, which is above the industry midpoint. Overall, Jack Henry & Associates has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' FCF Yield % compare to CACI and IT?
According to the Software industry distribution chart, Jack Henry & Associates ranks #886 out of 2862 companies for FCF Yield %. This puts Jack Henry & Associates in the upper half of its industry. The industry median FCF Yield % is 0.92. Jack Henry & Associates' value of 5.18 is 466.1% above this benchmark. Historically, Jack Henry & Associates' own FCF Yield % has ranged from 1.39 to 5.95 over the past decade. While the company's 10-year median is 2.43 vs. the industry median of 0.92, Jack Henry & Associates has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.92, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jack Henry & Associates's current FCF Yield % of 5.18 is 466.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jack Henry & Associates and its competitors. For the Software industry, the median FCF Yield % is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jack Henry & Associates's current FCF Yield % is 5.18, which is 113% above median its own 10-year median of 2.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (FRA:JHY) is currently considered Modestly Undervalued. The stock's GF Value™ is €172.67, compared to a current price of €128.30 — trading 25.7% below its estimated fair value. The current FCF Yield % is 5.18, which is 113% above median its 10-year median of 2.43 and 466.1% above the Software industry median of 0.92. Jack Henry & Associates' overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Jack Henry & Associates (FRA:JHY), the current FCF Yield % is 5.18 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jack Henry & Associates (FRA:JHY) Overvalued in 2026?
Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued.
The current stock price of €128.30 is trading 25.7% below its estimated GF Value™ of €172.67.
GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.
Key valuation signals for FRA:JHY:
FCF Yield %: 5.18 (113% above median its 10-year median of 2.43)
GF Value™: €172.67 vs. price of €128.30 (25.7% below fair value)
Industry Position: 466.1% above the Software median (#886 of 2862)
No single metric tells the full story. See the FRA:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
89GF Score
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