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Capitec Bank Holdings (JSE:CPI) PEG Ratio : 2.12 (As of Dec. 15, 2024)


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What is Capitec Bank Holdings PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Capitec Bank Holdings's PE Ratio without NRI is 31.35. Capitec Bank Holdings's 5-Year Book Value growth rate is 14.80%. Therefore, Capitec Bank Holdings's PEG Ratio for today is 2.12.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Capitec Bank Holdings's PEG Ratio or its related term are showing as below:

JSE:CPI' s PEG Ratio Range Over the Past 10 Years
Min: 0.39   Med: 1.43   Max: 3.5
Current: 2.11


During the past 13 years, Capitec Bank Holdings's highest PEG Ratio was 3.50. The lowest was 0.39. And the median was 1.43.


JSE:CPI's PEG Ratio is ranked worse than
59.02% of 1159 companies
in the Banks industry
Industry Median: 1.63 vs JSE:CPI: 2.11

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Capitec Bank Holdings PEG Ratio Historical Data

The historical data trend for Capitec Bank Holdings's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Capitec Bank Holdings PEG Ratio Chart

Capitec Bank Holdings Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 2.01 1.66 1.40 1.49

Capitec Bank Holdings Semi-Annual Data
Feb15 Aug15 Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 1.40 - 1.49 -

Competitive Comparison of Capitec Bank Holdings's PEG Ratio

For the Banks - Regional subindustry, Capitec Bank Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capitec Bank Holdings's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Capitec Bank Holdings's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Capitec Bank Holdings's PEG Ratio falls into.



Capitec Bank Holdings PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Capitec Bank Holdings's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=31.345668549906/14.80
=2.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Capitec Bank Holdings  (JSE:CPI) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Capitec Bank Holdings PEG Ratio Related Terms

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Capitec Bank Holdings Business Description

Traded in Other Exchanges
Address
5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.