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Powszechny Zaklad UbezpieczenLTS:0MYY 85 Earnings Yield (Joel Greenblatt) % is 22.62% as of Jun. 2026, which is 65% above its 10-year median of 13.69. GuruFocus rates LTS:0MYY with a GF Score™ of 85/100 and a GF Value™ of zł40.08 (Fairly Valued). The stock has 8 warning signs investors should review. Among 510 Insurance companies, Powszechny Zaklad Ubezpieczen ranks better than 86.86% on this metric.
Powszechny Zaklad Ubezpieczen's Enterprise Value for the quarter that ended in Jun. 2026 was zł86,484 Mil.
Powszechny Zaklad Ubezpieczen's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was zł24,161 Mil. Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 22.62%.
The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
LTS:0MYY'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 7.4 Med: 13.69 Max: 32.59
Current: 21.51
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Powszechny Zaklad Ubezpieczen was 32.59%. The lowest was 7.40%. And the median was 13.69%.
LTS:0MYY's Earnings Yield (Joel Greenblatt) % is ranked better than 86.86% of 510
companies
in the Insurance industry
Industry Median: 6.97
vs LTS:0MYY: 21.51
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Powszechny Zaklad Ubezpieczen's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 53.25%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) % falls into.
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Powszechny Zaklad Ubezpieczens Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Powszechny Zaklad Ubezpieczen's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł24,161 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 22.62% mean?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a Earnings Yield (Joel Greenblatt) % of 22.62% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. This is 65% above median its historical median of 13.69. Over the past decade, Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) % has ranged from 7.40 to 32.59. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #67 out of 510 companies in the Insurance industry, placing it in the top 13.1%.
Is Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) % too high?
Powszechny Zaklad Ubezpieczen's current Earnings Yield (Joel Greenblatt) % of 22.62% is 65% above median its 10-year median of 13.69. Over the past 10 years, this metric has ranged from a low of 7.40 to a high of 32.59. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 6.97. Powszechny Zaklad Ubezpieczen's value of 22.62% is 224.5% above this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #67 out of 510 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Earnings Yield (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #67 out of 510 companies for Earnings Yield (Joel Greenblatt) %. This places Powszechny Zaklad Ubezpieczen in the top 13% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 6.97. Powszechny Zaklad Ubezpieczen's value of 22.62% is 224.5% above this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own Earnings Yield (Joel Greenblatt) % has ranged from 7.40 to 32.59 over the past decade. While the company's 10-year median is 13.69 vs. the industry median of 6.97, Powszechny Zaklad Ubezpieczen has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 6.97, based on 510 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current Earnings Yield (Joel Greenblatt) % of 22.62% is 224.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 6.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current Earnings Yield (Joel Greenblatt) % is 22.62%, which is 65% above median its own 10-year median of 13.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (LTS:0MYY) is currently considered Fairly Valued. The stock's GF Value™ is zł40.08, compared to a current price of zł42.09 — trading 5% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 22.62%, which is 65% above median its 10-year median of 13.69 and 224.5% above the Insurance industry median of 6.97. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 85/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (LTS:0MYY), the current Earnings Yield (Joel Greenblatt) % is 22.62% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (LTS:0MYY) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of zł42.09 is trading 5% above its estimated GF Value™ of zł40.08.
GuruFocus considers Powszechny Zaklad Ubezpieczen to be Fairly Valued.
Key valuation signals for LTS:0MYY:
Earnings Yield (Joel Greenblatt) %: 22.62% (65% above median its 10-year median of 13.69)
GF Value™: zł40.08 vs. price of zł42.09 (5% above fair value)
Industry Position: 224.5% above the Insurance median (#67 of 510)
No single metric tells the full story. See the LTS:0MYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
85GF Score
Get the complete analysis for LTS:0MYY
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