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Powszechny Zaklad Ubezpieczen (LTS:0MYY) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Powszechny Zaklad Ubezpieczen Forward PE Ratio Related Terms
Powszechny Zaklad Ubezpieczen Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Powszechny Zaklad Ubezpieczen Forward PE Ratio Chart
Powszechny Zaklad Ubezpieczen Annual Data
Trend
2015-12
2016-12
2024-12
2025-12
Forward PE Ratio
12.25
12.59
6.61
5.90
Powszechny Zaklad Ubezpieczen Quarterly Data
2015-12
2016-03
2016-06
2016-09
2016-12
2017-03
2017-06
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
12.25
12.27
10.72
9.13
12.59
13.51
17.45
6.61
6.47
6.14
6.15
5.90
5.85
LTS:0MYY vs CB, PGR, TRV: Forward PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Forward PE Ratio falls into.
Powszechny Zaklad Ubezpieczen Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a Forward PE Ratio of 5.98 as of Jul. 27, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #90 out of 275 companies in the Insurance industry, placing it in the top 32.7%.
Is Powszechny Zaklad Ubezpieczen's Forward PE Ratio too high?
Powszechny Zaklad Ubezpieczen's current Forward PE Ratio is 5.98. The Insurance industry median Forward PE Ratio is 11.82. Powszechny Zaklad Ubezpieczen's value of 5.98 is 49.4% below this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #90 out of 275 companies in the Insurance industry, which is above the industry midpoint. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Forward PE Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #90 out of 275 companies for Forward PE Ratio. This puts Powszechny Zaklad Ubezpieczen in the upper half of its industry. The industry median Forward PE Ratio is 11.82. Powszechny Zaklad Ubezpieczen's value of 5.98 is 49.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.82, based on 275 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current Forward PE Ratio of 5.98 is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current Forward PE Ratio is 5.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a current Forward PE Ratio of 5.98. The stock's GF Value™ is zł37.19, compared to a current price of zł42.09 — trading 13.2% above its estimated fair value. The current Forward PE Ratio is 5.98 and 49.4% below the Insurance industry median of 11.82. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (LTS:0MYY), the current Forward PE Ratio is 5.98 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (LTS:0MYY) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of zł42.09 is trading 13.2% above its estimated GF Value™ of zł37.19.
Key valuation signals for LTS:0MYY:
Forward PE Ratio: 5.98
GF Value™: zł37.19 vs. price of zł42.09 (13.2% above fair value)
Industry Position: 49.4% below the Insurance median (#90 of 275)
No single metric tells the full story. See the LTS:0MYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen Business Description
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
76GF Score
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