The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Powszechny Zaklad Ubezpieczen's share price is zł42.09.
Powszechny Zaklad Ubezpieczen's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was zł76.36. Hence, Powszechny Zaklad Ubezpieczen's PS Ratio for today is 0.55.
Warning Sign:
Powszechny Zaklad Ubezpieczen SA stock PS Ratio (=0.89) is close to 5-year high of 0.93.
The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's PS Ratio or its related term are showing as below:
LTS:0MYY'
s PS Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.79 Max: 1.55
Current: 0.89
During the past 13 years, Powszechny Zaklad Ubezpieczen's highest PS Ratio was 1.55. The lowest was 0.45. And the median was 0.79.
LTS:0MYY's PS Ratio is ranked better than 64.27% of 501
companies
in the Insurance industry
Industry Median: 1.14
vs LTS:0MYY: 0.89
During the past 13 years, Powszechny Zaklad Ubezpieczen's highest 3-Year average Revenue per Share Growth Rate was 27.10% per year. The lowest was -0.20% per year. And the median was 9.00% per year.
Back to Basics: PS Ratio
Powszechny Zaklad Ubezpieczen (LTS:0MYY) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Powszechny Zaklad Ubezpieczen PS Ratio Related Terms
Powszechny Zaklad Ubezpieczen PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's PS Ratio distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's PS Ratio falls into.
Powszechny Zaklad Ubezpieczen PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Powszechny Zaklad Ubezpieczen's Share Price of today is zł42.09. Powszechny Zaklad Ubezpieczen's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł76.36.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a PS Ratio of 0.55 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. This is 30% below median its historical median of 0.79. Over the past decade, Powszechny Zaklad Ubezpieczen's PS Ratio has ranged from 0.45 to 1.55. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #179 out of 501 companies in the Insurance industry, placing it in the top 35.7%.
Is Powszechny Zaklad Ubezpieczen's PS Ratio too high?
Powszechny Zaklad Ubezpieczen's current PS Ratio of 0.55 is 30% below median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.55. The Insurance industry median PS Ratio is 1.14. Powszechny Zaklad Ubezpieczen's value of 0.55 is 51.8% below this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #179 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #179 out of 501 companies for PS Ratio. This puts Powszechny Zaklad Ubezpieczen in the upper half of its industry. The industry median PS Ratio is 1.14. Powszechny Zaklad Ubezpieczen's value of 0.55 is 51.8% below this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own PS Ratio has ranged from 0.45 to 1.55 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.14, Powszechny Zaklad Ubezpieczen has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.14, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current PS Ratio of 0.55 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median PS Ratio is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current PS Ratio is 0.55, which is 30% below median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a current PS Ratio of 0.55. The stock's GF Value™ is zł37.59, compared to a current price of zł42.09 — trading 12% above its estimated fair value. The current PS Ratio is 0.55, which is 30% below median its 10-year median of 0.79 and 51.8% below the Insurance industry median of 1.14. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (LTS:0MYY), the current PS Ratio is 0.55 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (LTS:0MYY) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of zł42.09 is trading 12% above its estimated GF Value™ of zł37.59.
Key valuation signals for LTS:0MYY:
PS Ratio: 0.55 (30% below median its 10-year median of 0.79)
GF Value™: zł37.59 vs. price of zł42.09 (12% above fair value)
Industry Position: 51.8% below the Insurance median (#179 of 501)
No single metric tells the full story. See the LTS:0MYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen Business Description
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
75GF Score
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