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Business Description
Banca Popolare di Sondrio SpA
ISIN : IT0000784196
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Traded in other countries / regions
BPSO.Italy0NWJ.UK593.Germany IPO Date
2008-03-26Description
Banca Popolare di Sondrio SpA is a full-service cooperative bank operating primarily in Northern Italy but also in Central Italy and Switzerland. The bank's overall strategy is geared toward sustaining local economies, particularly small- and medium-sized businesses and households. most of the bank's business is generated through business banking, followed by individual banking activities. The bank generates most of its net revenue through net interest income, followed by net fees and commissions and net trading income. A majority of the bank's earning assets are mortgage loans. The bank's lending strategy revolves around a low propensity for risk and an emphasis on diversification.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.71 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 1.39 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.33 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 17.3 | |||||
| 3-Year EPS without NRI Growth Rate | 29.3 | |||||
| 3-Year Book Growth Rate | 8.3 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | -4.18 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 39.77 | |||||
| 9-Day RSI | 36.52 | |||||
| 14-Day RSI | 38.71 | |||||
| 3-1 Month Momentum % | 32.28 | |||||
| 6-1 Month Momentum % | 53.61 | |||||
| 12-1 Month Momentum % | 61.31 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.85 | |||||
| Dividend Payout Ratio | 0.45 | |||||
| 3-Year Dividend Growth Rate | 110.5 | |||||
| Forward Dividend Yield % | 8.36 | |||||
| 5-Year Yield-on-Cost % | 5.85 | |||||
| Shareholder Yield % | -24.38 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 32.77 | |||||
| FCF Margin % | -35.86 | |||||
| ROE % | 14.57 | |||||
| ROA % | 1.02 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.59 | |||||
| Forward PE Ratio | 7.99 | |||||
| PE Ratio without NRI | 7.63 | |||||
| Shiller PE Ratio | 17.47 | |||||
| PEG Ratio | 0.97 | |||||
| PS Ratio | 2.49 | |||||
| PB Ratio | 1.04 | |||||
| Price-to-Tangible-Book | 1.05 | |||||
| EV-to-Revenue | 3.4 | |||||
| EV-to-FCF | -9.49 | |||||
| Price-to-GF-Value | 1.5 | |||||
| Price-to-Projected-FCF | 0.43 | |||||
| Price-to-Median-PS-Value | 1.67 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.96 | |||||
| Price-to-Graham-Number | 0.6 | |||||
| FCF Yield % | -14.57 | |||||
| Forward Rate of Return (Yacktman) % | 7.95 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Banca Popolare di Sondrio SpA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,754.826 | ||
| EPS (TTM) (€) | 1.265 | ||
| Beta | 1.32 | ||
| 3-Year Sharpe Ratio | 1.18 | ||
| 3-Year Sortino Ratio | 2.08 | ||
| Volatility % | 27.45 | ||
| 14-Day RSI | 38.71 | ||
| 14-Day ATR (€) | 0.504154 | ||
| 20-Day SMA (€) | 10.722175 | ||
| 12-1 Month Momentum % | 61.31 | ||
| 52-Week Range (€) | 5.91 - 11.79 | ||
| Shares Outstanding (Mil) | 449.79 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Banca Popolare di Sondrio SpA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Banca Popolare di Sondrio SpA Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Banca Popolare di Sondrio SpA Frequently Asked Questions
What is Banca Popolare di Sondrio SpA(LTS:0NWJ)'s stock price today?
The current price of LTS:0NWJ is €9.57. The 52 week high of LTS:0NWJ is €11.79 and 52 week low is €5.91.
When is next earnings date of Banca Popolare di Sondrio SpA(LTS:0NWJ)?
The next earnings date of Banca Popolare di Sondrio SpA(LTS:0NWJ) is .
Does Banca Popolare di Sondrio SpA(LTS:0NWJ) pay dividends? If so, how much?
The Dividend Yield %  of Banca Popolare di Sondrio SpA(LTS:0NWJ) is 5.85% (As of Today), Highest Dividend Payout Ratio of Banca Popolare di Sondrio SpA(LTS:0NWJ) was 0.45. The lowest was 0.1. And the median was 0.27. The  Forward Dividend Yield % of Banca Popolare di Sondrio SpA(LTS:0NWJ) is 8.36%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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