Paisalo Digital (LUX:SEINV) FCF Yield %: -12.50 (As of Jul. 29, 2026)

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LUX:SEINV Paisalo Digital Ltd LUX:SEINV
73 GF Score
Price $3.76
GF Value $2.65
! 11 Warning Signs
View Full Analysis

What is Paisalo Digital FCF Yield %?

Paisalo Digital LUX:SEINV 73 FCF Yield % is -12.50 as of Jul. 29, 2026. GuruFocus rates LUX:SEINV with a GF Score™ of 73/100 and a GF Value™ of $2.65. The stock has 11 warning signs investors should review. Among 542 Credit Services companies, Paisalo Digital ranks worse than 73.43% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Paisalo Digital's Trailing 12-Month Free Cash Flow is $-86.0 Mil, and Market Cap is $854.9 Mil. Therefore, Paisalo Digital's FCF Yield % for today is -12.50%.

The historical rank and industry rank for Paisalo Digital's FCF Yield % or its related term are showing as below:

LUX:SEINV' s FCF Yield % Range Over the Past 10 Years
Min: -12.5   Med: 0   Max: 0
Current: -12.5


LUX:SEINV's FCF Yield % is ranked worse than
73.43% of 542 companies
in the Credit Services industry
Industry Median: -0.22 vs LUX:SEINV: -12.50

Paisalo Digital's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Paisalo Digital FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Paisalo Digital FCF Yield % Related Terms


Paisalo Digital FCF Yield % Historical Data

* Premium members only.

The historical data trend for Paisalo Digital's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paisalo Digital FCF Yield % Chart

Paisalo Digital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.43 -19.39 -21.22 -11.64 -10.06

Paisalo Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LUX:SEINV vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Paisalo Digital's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paisalo Digital FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Paisalo Digital's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Paisalo Digital's FCF Yield % falls into.


LUX:SEINV
73GF Score
Paisalo Digital Ltd LUX:SEINV
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paisalo Digital FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Paisalo Digital's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-85.973 / 854.9488
=-10.06%

Paisalo Digital's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 854.9488
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -12.50 mean?
Paisalo Digital (LUX:SEINV) has a FCF Yield % of -12.50 as of Jul. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Paisalo Digital and its competitors. According to the industry distribution chart, Paisalo Digital ranks #398 out of 542 companies in the Credit Services industry, placing it in the top 73.4%.
Is Paisalo Digital's FCF Yield % too high?
Paisalo Digital's current FCF Yield % is -12.50. Based on the distribution chart, Paisalo Digital ranks #398 out of 542 companies in the Credit Services industry, which is below the industry midpoint. Overall, Paisalo Digital has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Paisalo Digital's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Paisalo Digital ranks #398 out of 542 companies for FCF Yield %. This places Paisalo Digital in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Paisalo Digital and its competitors. Paisalo Digital's current FCF Yield % is -12.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paisalo Digital stock overvalued right now?
Paisalo Digital (LUX:SEINV) has a current FCF Yield % of -12.50. The stock's GF Value™ is $2.65, compared to a current price of $3.76 — trading 41.9% above its estimated fair value. The current FCF Yield % is -12.50. Paisalo Digital's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Paisalo Digital (LUX:SEINV), the current FCF Yield % is -12.50 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paisalo Digital (LUX:SEINV) Overvalued in 2026?

Based on GuruFocus' analysis, Paisalo Digital stock appears to be overvalued. The current stock price of $3.76 is trading 41.9% above its estimated GF Value™ of $2.65.

Key valuation signals for LUX:SEINV:

  • FCF Yield %: -12.50
  • GF Value™: $2.65 vs. price of $3.76 (41.9% above fair value)
  • GF Score™: 73/100 with 11 warning signs

No single metric tells the full story. See the LUX:SEINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paisalo Digital Business Description

Other Exchanges PAISALO:India532900:India
Address National Highway - 2, 74, Paisalo House, Gandhi Nagar, Agra, UP, IND, 282003
Paisalo Digital Ltd is a non-deposit-taking non-banking finance company that offers financial services to underserved individuals in India. The product portfolio of the company consists of business loans, loans for small and medium enterprises, income generation loans, mobility loans, entrepreneurial loans, and others. It lends to individuals, SSIs, SMEs, and other manufacturing, trading, and service sector entities, among others.
73GF Score

Get the complete analysis for LUX:SEINV

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.76
Price
$2.65
GF Value