Business Description
Upstart Holdings Inc
NAICS : 522291
SIC : 6163
ISIN : US91680M1071
Share Class Description:
MEX:UPST: Ordinary SharesTotal Employee Number:
1,405Compare
Compare
Traded in other countries / regions
UPST.USAUPST.MexicoU2PS34.Brazil855.Germany1UPST.ItalyUPST.Switzerland IPO Date
2021-11-23Description
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.25 | |||||
Equity-to-Asset | 0.25 | |||||
Debt-to-Equity | 2.65 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -1.36 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2 | |||||
3-Year EPS without NRI Growth Rate | 22.2 | |||||
3-Year FCF Growth Rate | 42.7 | |||||
3-Year Book Growth Rate | -0.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 43.81 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 34.89 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 32.48 | |||||
9-Day RSI | 39.37 | |||||
14-Day RSI | 45.01 | |||||
3-1 Month Momentum % | 8.37 | |||||
6-1 Month Momentum % | -36.23 | |||||
12-1 Month Momentum % | -63.43 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -6.5 | |||||
Shareholder Yield % | -16.07 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 4.42 | |||||
FCF Margin % | -25.92 | |||||
OCF Margin % | -24.21 | |||||
ROE % | 6.72 | |||||
ROA % | 1.81 | |||||
Years of Profitability over Past 10-Year | 3 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 83.41 | |||||
Forward PE Ratio | 14.19 | |||||
PE Ratio without NRI | 32.34 | |||||
Price-to-Owner-Earnings | 37.81 | |||||
PEG Ratio | 4.83 | |||||
PS Ratio | 2.97 | |||||
PB Ratio | 4.13 | |||||
Price-to-Tangible-Book | 4.61 | |||||
EV-to-Revenue | 4 | |||||
EV-to-Forward-Revenue | 3.6 | |||||
EV-to-FCF | -16.03 | |||||
Price-to-GF-Value | 0.5 | |||||
Price-to-Graham-Number | 2.57 | |||||
FCF Yield % | -9.52 | |||||
Forward Rate of Return (Yacktman) % | -7.19 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Upstart Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil MXN) | 20,482.791 | ||
| EPS (TTM) (MXN) | 7.029 | ||
| Beta | -0.1422 | ||
| 3-Year Sharpe Ratio | 0.34 | ||
| 3-Year Sortino Ratio | 0.64 | ||
| Volatility % | 61.03 | ||
| 14-Day RSI | 45.01 | ||
| 14-Day ATR (MXN) | 14.387695 | ||
| 20-Day SMA (MXN) | 578.8285 | ||
| 12-1 Month Momentum % | -63.43 | ||
| 52-Week Range (MXN) | 444.23 - 1587.49 | ||
| Shares Outstanding (Mil) | 95.71 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Upstart Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Upstart Holdings Inc Stock Events
| Event | Date | Price (MXN) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-04 16:30 | In 114 days | ||
| Third quarter earnings results for 2026 | 2026-11-04 | In 113 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-04 16:30 | In 22 days | ||
| Second quarter earnings results for 2026 | 2026-08-04 | In 21 days | ||
| Mizuho Technology Conference | 2026-06-10 13:05 | 541.50 (+0.00%) | ||
| General meeting for 2026 | 2026-05-28 09:00 | 533.00 (+0.00%) | ||
| J.P. Morgan Global Technology, Media & Communications Conference | 2026-05-19 13:15 | 490.00 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 16:30 | 565.00 (-3.91%) | ||
| First quarter earnings results for 2026 | 2026-05-05 | 565.00 (-3.91%) | ||
| Sanjay Datta Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference | 2026-03-03 13:50 | 468.00 (+0.00%) |
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Upstart Holdings Inc Frequently Asked Questions
What is Upstart Holdings Inc(MEX:UPST)'s stock price today?
The current price of MEX:UPST is MXN552.01. The 52 week high of MEX:UPST is MXN1587.49 and 52 week low is MXN444.23.
When is next earnings date of Upstart Holdings Inc(MEX:UPST)?
The next earnings date of Upstart Holdings Inc(MEX:UPST) is 2026-08-04.
Does Upstart Holdings Inc(MEX:UPST) pay dividends? If so, how much?
Upstart Holdings Inc(MEX:UPST) does not pay dividend.
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