Business Description
ISIN : US3023011063
Share Class Description:
EZPW: Registered Shs -A- Non VtgTotal Employee Number:
8,500Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.38 | |||||
Equity-to-Asset | 0.54 | |||||
Debt-to-Equity | 0.7 | |||||
Debt-to-EBITDA | 2.87 | |||||
Interest Coverage | 6.67 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 3.34 | |||||
Beneish M-Score | -2.18 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.4 | |||||
3-Year EBITDA Growth Rate | 22.1 | |||||
3-Year EPS without NRI Growth Rate | 24 | |||||
3-Year FCF Growth Rate | 46.6 | |||||
3-Year Book Growth Rate | 11.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.91 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 14.85 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 72.42 | |||||
9-Day RSI | 68.68 | |||||
14-Day RSI | 63.51 | |||||
3-1 Month Momentum % | -9.01 | |||||
6-1 Month Momentum % | 14.59 | |||||
12-1 Month Momentum % | 85.37 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.81 | |||||
Quick Ratio | 3.45 | |||||
Cash Ratio | 1.34 | |||||
Days Inventory | 146.7 | |||||
Days Sales Outstanding | 16.37 | |||||
Days Payable | 12.61 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -2.6 | |||||
Shareholder Yield % | -4.07 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 58.55 | |||||
Operating Margin % | 13.89 | |||||
Net Margin % | 9.99 | |||||
EBITDA Margin % | 17.81 | |||||
FCF Margin % | 8.73 | |||||
OCF Margin % | 11.46 | |||||
ROE % | 14.74 | |||||
ROA % | 7.83 | |||||
ROIC % | 10.82 | |||||
3-Year ROIIC % | 17.69 | |||||
ROC (Joel Greenblatt) % | 45.67 | |||||
ROCE % | 13.53 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 17.38 | |||||
Forward PE Ratio | 15.94 | |||||
PE Ratio without NRI | 17.38 | |||||
Shiller PE Ratio | 61.06 | |||||
Price-to-Owner-Earnings | 39.01 | |||||
PEG Ratio | 0.74 | |||||
PS Ratio | 1.81 | |||||
PB Ratio | 1.82 | |||||
Price-to-Tangible-Book | 3.75 | |||||
Price-to-Free-Cash-Flow | 20.78 | |||||
Price-to-Operating-Cash-Flow | 15.84 | |||||
EV-to-EBIT | 10.64 | |||||
EV-to-EBITDA | 9.28 | |||||
EV-to-Forward-EBITDA | 9.08 | |||||
EV-to-Revenue | 1.65 | |||||
EV-to-Forward-Revenue | 1.44 | |||||
EV-to-FCF | 18.92 | |||||
Price-to-GF-Value | 1.9 | |||||
Price-to-Projected-FCF | 1.77 | |||||
Price-to-Median-PS-Value | 2.58 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.24 | |||||
Price-to-Graham-Number | 1.7 | |||||
| Price-to-Net-Current-Asset-Value | 18.4 | |||||
Earnings Yield (Greenblatt) % | 9.4 | |||||
FCF Yield % | 6.54 | |||||
Forward Rate of Return (Yacktman) % | 16.8 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Annualized Return % Â
Total Annual Return % Â
EZCORP Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,584.461 | ||
| EPS (TTM) ($) | 1.98 | ||
| Beta | 0.5714 | ||
| 3-Year Sharpe Ratio | 1.17 | ||
| 3-Year Sortino Ratio | 2.56 | ||
| Volatility % | 44.36 | ||
| 14-Day RSI | 63.51 | ||
| 14-Day ATR ($) | 1.681937 | ||
| 20-Day SMA ($) | 30.2925 | ||
| 12-1 Month Momentum % | 85.37 | ||
| 52-Week Range ($) | 16.31 - 37.125 | ||
| Shares Outstanding (Mil) | 61.44 |
Piotroski F-Score Details
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
EZCORP Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
EZCORP Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| First quarter earnings conference call for 2027 | 2027-02-05 09:00 | In 162 days | ||
| First quarter earnings results for 2027 | 2027-02-04 | In 160 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-11-13 09:00 | In 78 days | ||
| Annual report for 2026 | 2026-11-13 | In 77 days | ||
| Fourth quarter earnings results for 2026 | 2026-11-13 | In 77 days | ||
| Canaccord Genuity 46th Annual Growth Conference | 2026-08-11 10:00 | 27.18 (-2.09%) | ||
| Third quarter earnings conference call for 2026 | 2026-08-06 09:00 | 29.78 (-3.66%) | ||
| Third quarter earnings results for 2026 | 2026-08-06 | 29.78 (-3.66%) | ||
| Second quarter earnings conference call for 2026 | 2026-05-07 09:00 | 33.44 (-1.68%) | ||
| Second quarter earnings results for 2026 | 2026-05-06 | 33.41 (+1.00%) |
EZCORP Inc Frequently Asked Questions
Guru Commentaries on NAS:EZPW
EZCORP, Inc. (EZPW), another top contributor to Fund performance during the quarter, operates pawn shops in the U.S. and Latin America and offers consumers the ability to use personal items as collateral in order to access short-term loans without a credit check. The company makes money from interest payments on loans and the sale of collateralized items on failed loans. The stock moved higher in the quarter as EZCORP has benefited from rising demand, with consumers under stress from high prices for food, fuel and housing. In addition, given rising gold prices over much of 2025 and into early 2026, the company has seen higher earnings from jewelry scrapping. With gold prices easing off their recent highs during the quarter, we trimmed the position on strength.
EZCORP, Inc. (EZPW) is a provider of pawn services and loans in the U.S. and Latin America. As a defensive stock, EZCORP was one that investors gravitated toward given its counter-cyclical demand. As discretionary income shrinks, EZCORP can be a source of consumer credit. Additionally, the company recently announced the issuance of convertible senior notes in order to more favorably restructure its balance sheet.
EZCORP, Inc. (EZPW) is a provider of pawn services and loans in the U.S. and Latin America. As a defensive stock, EZCORP was one that investors gravitated toward given its counter-cyclical demand. As discretionary income shrinks, EZCORP can be a source of consumer credit. Additionally, the company recently announced the issuance of convertible senior notes in order to more favorably restructure its balance sheet.
EZCORP, Inc. (EZPW) is a provider of pawn services and loans in the U.S. and Latin America. As a defensive stock, EZCORP was one that investors gravitated toward given its counter-cyclical demand. As discretionary income shrinks, EZCORP can be a source of consumer credit. Additionally, the company recently announced the issuance of convertible senior notes in order to more favorably restructure its balance sheet.
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