Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 4.42
NRIM's Cash-to-Debt is ranked higher than
69% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. NRIM: 4.42 )
Ranked among companies with meaningful Cash-to-Debt only.
NRIM' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.57  Med: 4.41 Max: No Debt
Current: 4.42
0.57
No Debt
Equity-to-Asset 0.14
NRIM's Equity-to-Asset is ranked higher than
81% of the 1627 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. NRIM: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
NRIM' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.33
Current: 0.14
0.08
0.33
Debt-to-Equity 0.09
NRIM's Debt-to-Equity is ranked higher than
93% of the 1393 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. NRIM: 0.09 )
Ranked among companies with meaningful Debt-to-Equity only.
NRIM' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04  Med: 0.17 Max: 0.47
Current: 0.09
0.04
0.47
Debt-to-EBITDA 0.19
NRIM's Debt-to-EBITDA is ranked higher than
93% of the 1416 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.79 vs. NRIM: 0.19 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NRIM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.19
Current: 0.19
0
0.19
Beneish M-Score: -3.43
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Net Margin % 21.61
NRIM's Net Margin % is ranked lower than
61% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.15 vs. NRIM: 21.61 )
Ranked among companies with meaningful Net Margin % only.
NRIM' s Net Margin % Range Over the Past 10 Years
Min: 10.72  Med: 16.98 Max: 24.37
Current: 21.61
10.72
24.37
ROE % 10.04
NRIM's ROE % is ranked higher than
53% of the 1638 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.79 vs. NRIM: 10.04 )
Ranked among companies with meaningful ROE % only.
NRIM' s ROE % Range Over the Past 10 Years
Min: 5.9  Med: 8.37 Max: 11.29
Current: 10.04
5.9
11.29
ROA % 1.33
NRIM's ROA % is ranked higher than
69% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. NRIM: 1.33 )
Ranked among companies with meaningful ROA % only.
NRIM' s ROA % Range Over the Past 10 Years
Min: 0.6  Med: 1 Max: 1.33
Current: 1.33
0.6
1.33
3-Year Revenue Growth Rate 10.50
NRIM's 3-Year Revenue Growth Rate is ranked higher than
77% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. NRIM: 10.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NRIM' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -39.1  Med: 10.6 Max: 81.4
Current: 10.5
-39.1
81.4
3-Year EPS without NRI Growth Rate -9.50
NRIM's 3-Year EPS without NRI Growth Rate is ranked lower than
85% of the 1359 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.30 vs. NRIM: -9.50 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NRIM' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 10.25 Max: 59.8
Current: -9.5
0
59.8
GuruFocus has detected 1 Warning Sign with Northrim BanCorp Inc NRIM.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NRIM's 30-Y Financials

Financials (Next Earnings Date: 2019-04-30)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2018

NRIM Guru Trades in Q1 2018

HOTCHKIS & WILEY 37,851 sh (+12.01%)
Jim Simons 89,318 sh (+40.66%)
Private Capital 114,034 sh (-2.29%)
Charles Brandes 30,426 sh (-30.22%)
Chuck Royce 511,225 sh (-0.33%)
» More
Q2 2018

NRIM Guru Trades in Q2 2018

HOTCHKIS & WILEY 45,130 sh (+19.23%)
Jim Simons 150,800 sh (+68.83%)
Private Capital 110,594 sh (-3.02%)
Charles Brandes 7,469 sh (-75.45%)
Chuck Royce 439,100 sh (-14.11%)
» More
Q3 2018

NRIM Guru Trades in Q3 2018

Jim Simons 182,000 sh (+20.69%)
HOTCHKIS & WILEY 62,036 sh (+37.46%)
Charles Brandes 7,034 sh (-5.82%)
Chuck Royce 403,172 sh (-8.18%)
Private Capital 109,324 sh (-1.15%)
» More
Q4 2018

NRIM Guru Trades in Q4 2018

Charles Brandes 6,671 sh (-5.16%)
Chuck Royce 361,947 sh (-10.23%)
Jim Simons 174,017 sh (-4.39%)
HOTCHKIS & WILEY 58,169 sh (-6.23%)
Private Capital 89,176 sh (-18.43%)
» More
» Details

Insider Trades

Latest Guru Trades with NRIM

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

Guru Date Action
Impact Price Range
(Average)*
Change from Average Comment Current Shares
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 551111    SIC: 6035
Compare:NAS:ISTR, NAS:SBBX, NAS:BWFG, NAS:BCBP, NAS:SHBI, NAS:MBTF, NAS:UNTY, NAS:FRBA, NAS:FGBI, NYSE:MSL, NAS:CIVB, NAS:UNB, NAS:FBIZ, NAS:CVLY, NAS:MPB, NAS:CHMG, NAS:ORRF, NAS:BPRN, NAS:RBNC, NAS:OVBC » details
Headquarter Location:USA
Northrim BanCorp Inc is a bank holding company for Northrim Bank. It offers commercial and consumer loan and deposit products, investment products, and electronic banking services over the Internet.

Northrim BanCorp Inc is a bank holding company. Its primary objective is to become Alaska's most trusted financial institution by adding value for customers, communities, and shareholders. The company operates in two segments: Community Banking and Home Mortgage Lending. It offers to spend and save products such as checking, savings, and money market accounts, debit cards, cash back rewards, and credit cards. The company's personal banking services also include loans and credit lines, and mortgage loans, investment, and plan products. In addition, it offers business banking services such as business lending and accelerating cash flow products; investment and plan products. Geographically all the operations are functioned through the regions of Alaska.

Ratios

vs
industry
vs
history
PE Ratio 13.73
NRIM's PE Ratio is ranked lower than
58% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.36 vs. NRIM: 13.73 )
Ranked among companies with meaningful PE Ratio only.
NRIM' s PE Ratio Range Over the Past 10 Years
Min: 7.5  Med: 12.52 Max: 20.79
Current: 13.73
7.5
20.79
Forward PE Ratio 11.81
NRIM's Forward PE Ratio is ranked lower than
54% of the 487 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.17 vs. NRIM: 11.81 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 13.73
NRIM's PE Ratio without NRI is ranked lower than
58% of the 1532 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.43 vs. NRIM: 13.73 )
Ranked among companies with meaningful PE Ratio without NRI only.
NRIM' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.5  Med: 12.52 Max: 20.79
Current: 13.73
7.5
20.79
Price-to-Owner-Earnings 18.32
NRIM's Price-to-Owner-Earnings is ranked lower than
71% of the 989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.46 vs. NRIM: 18.32 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
NRIM' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 8.33  Med: 14.25 Max: 260.29
Current: 18.32
8.33
260.29
PB Ratio 1.31
NRIM's PB Ratio is ranked lower than
64% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. NRIM: 1.31 )
Ranked among companies with meaningful PB Ratio only.
NRIM' s PB Ratio Range Over the Past 10 Years
Min: 0.41  Med: 1.04 Max: 1.55
Current: 1.31
0.41
1.55
PS Ratio 2.86
NRIM's PS Ratio is ranked higher than
55% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.01 vs. NRIM: 2.86 )
Ranked among companies with meaningful PS Ratio only.
NRIM' s PS Ratio Range Over the Past 10 Years
Min: 0.79  Med: 2.21 Max: 3.25
Current: 2.86
0.79
3.25
Price-to-Free-Cash-Flow 18.37
NRIM's Price-to-Free-Cash-Flow is ranked lower than
81% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.27 vs. NRIM: 18.37 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
NRIM' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.06  Med: 10.58 Max: 88.77
Current: 18.37
3.06
88.77
Price-to-Operating-Cash-Flow 12.72
NRIM's Price-to-Operating-Cash-Flow is ranked lower than
69% of the 948 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.19 vs. NRIM: 12.72 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
NRIM' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.97  Med: 7.8 Max: 259.09
Current: 12.72
2.97
259.09
EV-to-Revenue 2.35
NRIM's EV-to-Revenue is ranked higher than
68% of the 1325 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.55 vs. NRIM: 2.35 )
Ranked among companies with meaningful EV-to-Revenue only.
NRIM' s EV-to-Revenue Range Over the Past 10 Years
Min: -1.6  Med: 1.5 Max: 3.1
Current: 2.35
-1.6
3.1
Shiller PE Ratio 18.65
NRIM's Shiller PE Ratio is ranked lower than
54% of the 672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.52 vs. NRIM: 18.65 )
Ranked among companies with meaningful Shiller PE Ratio only.
NRIM' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.86  Med: 13.1 Max: 21.82
Current: 18.65
4.86
21.82

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.59
NRIM's Dividend Yield % is ranked lower than
57% of the 2587 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. NRIM: 2.59 )
Ranked among companies with meaningful Dividend Yield % only.
NRIM' s Dividend Yield % Range Over the Past 10 Years
Min: 2.05  Med: 2.6 Max: 8.84
Current: 2.59
2.05
8.84
Dividend Payout Ratio 0.36
NRIM's Dividend Payout Ratio is ranked lower than
56% of the 1420 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. NRIM: 0.36 )
Ranked among companies with meaningful Dividend Payout Ratio only.
NRIM' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28  Med: 0.32 Max: 0.7
Current: 0.36
0.28
0.7
3-Year Dividend Growth Rate 7.10
NRIM's 3-Year Dividend Growth Rate is ranked higher than
55% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. NRIM: 7.10 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
NRIM' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 6.95 Max: 28.6
Current: 7.1
0
28.6
Forward Dividend Yield % 2.75
NRIM's Forward Dividend Yield % is ranked lower than
58% of the 2534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.16 vs. NRIM: 2.75 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.86
NRIM's 5-Year Yield-on-Cost % is ranked higher than
55% of the 2561 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.65 vs. NRIM: 3.86 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
NRIM' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.05  Med: 3.87 Max: 13.17
Current: 3.86
3.05
13.17
3-Year Average Share Buyback Ratio -0.10
NRIM's 3-Year Average Share Buyback Ratio is ranked higher than
77% of the 1137 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.10 vs. NRIM: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
NRIM' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -21.2  Med: -0.7 Max: 2.1
Current: -0.1
-21.2
2.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.39
NRIM's Price-to-Tangible-Book is ranked lower than
59% of the 1669 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. NRIM: 1.39 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
NRIM' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.64  Med: 1.28 Max: 2.22
Current: 1.39
0.64
2.22
Price-to-Intrinsic-Value-Projected-FCF 0.82
NRIM's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
55% of the 958 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.76 vs. NRIM: 0.82 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
NRIM' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.37  Med: 0.85 Max: 32.63
Current: 0.82
0.37
32.63
Price-to-Median-PS-Value 1.30
NRIM's Price-to-Median-PS-Value is ranked lower than
74% of the 1524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.02 vs. NRIM: 1.30 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
NRIM' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.52  Med: 1.09 Max: 18.45
Current: 1.3
0.52
18.45
Price-to-Graham-Number 0.92
NRIM's Price-to-Graham-Number is ranked lower than
68% of the 1476 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. NRIM: 0.92 )
Ranked among companies with meaningful Price-to-Graham-Number only.
NRIM' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.55  Med: 0.91 Max: 1.53
Current: 0.92
0.55
1.53

More Statistics

Revenue (TTM) (Mil) $92.57
EPS (TTM) $ 2.86
Beta0.79
Volatility23.64%
52-Week Range $29.66 - 45.40
Shares Outstanding (Mil)6.88

Analyst Estimate

Dec19
Revenue (Mil $)
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 3.33
EPS without NRI ($) 3.33
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 1.19

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}