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Northrim BanCorpNRIM -0.62%72 PEG Ratio is 1.07 as of Aug. 04, 2026, which is 29% below its 10-year median of 1.50. GuruFocus rates NRIM with a GF Score™ of 72/100 and a GF Value™ of $25.96 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,230 Banks companies, Northrim BanCorp ranks better than 64.88% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Northrim BanCorp's PEG Ratio or its related term are showing as below:
NRIM'
s PEG Ratio Range Over the Past 10 Years
Min: 0.86 Med: 1.5 Max: 3.96
Current: 1.07
During the past 13 years, Northrim BanCorp's highest PEG Ratio was 3.96. The lowest was 0.86. And the median was 1.50.
NRIM's PEG Ratio is ranked better than 64.88% of 1230
companies
in the Banks industry
Industry Median: 1.56
vs NRIM: 1.07
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Northrim BanCorp PEG Ratio Related Terms
Northrim BanCorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for Northrim BanCorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Northrim BanCorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northrim BanCorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Northrim BanCorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Northrim BanCorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Northrim BanCorp (NRIM) has a PEG Ratio of 1.07 as of Aug. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Northrim BanCorp and its competitors. This is 29% below median its historical median of 1.50. Over the past decade, Northrim BanCorp's PEG Ratio has ranged from 0.86 to 3.96. According to the industry distribution chart, Northrim BanCorp ranks #432 out of 1230 companies in the Banks industry, placing it in the top 35.1%.
Is Northrim BanCorp's PEG Ratio too high?
Northrim BanCorp's current PEG Ratio of 1.07 is 29% below median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 3.96. The Banks industry median PEG Ratio is 1.56. Northrim BanCorp's value of 1.07 is 31.4% below this industry median. Based on the distribution chart, Northrim BanCorp ranks #432 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Northrim BanCorp has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Northrim BanCorp's PEG Ratio compare to CIVB and NPB?
According to the Banks industry distribution chart, Northrim BanCorp ranks #432 out of 1230 companies for PEG Ratio. This puts Northrim BanCorp in the upper half of its industry. The industry median PEG Ratio is 1.56. Northrim BanCorp's value of 1.07 is 31.4% below this benchmark. Historically, Northrim BanCorp's own PEG Ratio has ranged from 0.86 to 3.96 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 1.56, Northrim BanCorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northrim BanCorp's current PEG Ratio of 1.07 is 31.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Northrim BanCorp and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northrim BanCorp's current PEG Ratio is 1.07, which is 29% below median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northrim BanCorp stock overvalued right now?
Based on GuruFocus' analysis, Northrim BanCorp (NRIM) is currently considered Fairly Valued. The stock's GF Value™ is $25.96, compared to a current price of $27.08 — trading 4.3% above its estimated fair value. The current PEG Ratio is 1.07, which is 29% below median its 10-year median of 1.50 and 31.4% below the Banks industry median of 1.56. Northrim BanCorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Northrim BanCorp (NRIM), the current PEG Ratio is 1.07 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northrim BanCorp (NRIM) Overvalued in 2026?
Based on GuruFocus' analysis, Northrim BanCorp stock appears to be overvalued.
The current stock price of $27.08 is trading 4.3% above its estimated GF Value™ of $25.96.
GuruFocus considers Northrim BanCorp to be Fairly Valued.
Key valuation signals for NRIM:
PEG Ratio: 1.07 (29% below median its 10-year median of 1.50)
GF Value™: $25.96 vs. price of $27.08 (4.3% above fair value)
Industry Position: 31.4% below the Banks median (#432 of 1230)
No single metric tells the full story. See the NRIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northrim BanCorp Inc is a bank holding company operating through three reportable segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The Community Banking segment, which generates the majority of revenue, provides loan and deposit products to business and consumer customers in its market areas. The Home Mortgage Lending segment focuses on the origination and sale of mortgage loans for one-to-four family residential properties, mortgage loan servicing for certain loans sold, and investment in selected residential mortgage loans. The Specialty Finance segment provides factoring, asset-based lending, and alternative working capital solutions to small and medium-sized enterprises and includes SCF and Northrim Funding Services.
72GF Score
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