NRIM (Northrim BanCorp) Dividend Payout Ratio: 0.23 (As of Jun. 2026) — 34% Below Median

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NRIM Northrim BanCorp Inc NRIM
72 GF Score
Price $27.08
GF Value $25.96
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Northrim BanCorp Dividend Payout Ratio?

Northrim BanCorp NRIM -0.62% 72 Dividend Payout Ratio is 0.23 as of Jun. 2026, which is 34% below its 10-year median of 0.35. GuruFocus rates NRIM with a GF Score™ of 72/100 and a GF Value™ of $25.96 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,171 Banks companies, Northrim BanCorp ranks better than 68.06% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Northrim BanCorp's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.23.

The historical rank and industry rank for Northrim BanCorp's Dividend Payout Ratio or its related term are showing as below:

NRIM' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.35   Max: 0.55
Current: 0.25

During the past 13 years, the highest Dividend Payout Ratio of Northrim BanCorp was 0.55. The lowest was 0.25. And the median was 0.35.

NRIM's Dividend Payout Ratio is ranked better than
68.06% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs NRIM: 0.25

As of today (2026-08-04), the Dividend Yield % of Northrim BanCorp is 2.34%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Northrim BanCorp was 6.52%. The lowest was 2.05%. And the median was 3.17%.

Northrim BanCorp's Dividends per Share for the months ended in Jun. 2026 was $0.16.

During the past 12 months, Northrim BanCorp's average Dividends Per Share Growth Rate was 1.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 12.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 14.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 14.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Northrim BanCorp was 28.70% per year. The lowest was -8.80% per year. And the median was 12.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Northrim BanCorp (NAS:NRIM) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Northrim BanCorp Dividend Payout Ratio Related Terms

Northrim BanCorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Northrim BanCorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northrim BanCorp Dividend Payout Ratio Chart

Northrim BanCorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.35 0.54 0.37 0.27

Northrim BanCorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.22 0.30 0.26 0.23

NRIM vs CIVB, NPB, KRNY: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Northrim BanCorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Northrim BanCorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Northrim BanCorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Northrim BanCorp's Dividend Payout Ratio falls into.


NRIM
72GF Score
Northrim BanCorp Inc NRIM
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Northrim BanCorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Northrim BanCorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.64/ 2.38
=0.27

Northrim BanCorp's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.16/ 0.697
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.23 mean?
Northrim BanCorp (NRIM) has a Dividend Payout Ratio of 0.23 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Northrim BanCorp and its competitors. This is 34% below median its historical median of 0.35. Over the past decade, Northrim BanCorp's Dividend Payout Ratio has ranged from 0.25 to 0.55. According to the industry distribution chart, Northrim BanCorp ranks #374 out of 1171 companies in the Banks industry, placing it in the top 31.9%.
Is Northrim BanCorp's Dividend Payout Ratio too high?
Northrim BanCorp's current Dividend Payout Ratio of 0.23 is 34% below median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.55. The Banks industry median Dividend Payout Ratio is 0.32. Northrim BanCorp's value of 0.23 is 28.1% below this industry median. Based on the distribution chart, Northrim BanCorp ranks #374 out of 1171 companies in the Banks industry, which is above the industry midpoint. Overall, Northrim BanCorp has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Northrim BanCorp's Dividend Payout Ratio compare to CIVB and NPB?
According to the Banks industry distribution chart, Northrim BanCorp ranks #374 out of 1171 companies for Dividend Payout Ratio. This puts Northrim BanCorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Northrim BanCorp's value of 0.23 is 28.1% below this benchmark. Historically, Northrim BanCorp's own Dividend Payout Ratio has ranged from 0.25 to 0.55 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.32, Northrim BanCorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northrim BanCorp's current Dividend Payout Ratio of 0.23 is 28.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Northrim BanCorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northrim BanCorp's current Dividend Payout Ratio is 0.23, which is 34% below median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northrim BanCorp stock overvalued right now?
Based on GuruFocus' analysis, Northrim BanCorp (NRIM) is currently considered Fairly Valued. The stock's GF Value™ is $25.96, compared to a current price of $27.08 — trading 4.3% above its estimated fair value. The current Dividend Payout Ratio is 0.23, which is 34% below median its 10-year median of 0.35 and 28.1% below the Banks industry median of 0.32. Northrim BanCorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Northrim BanCorp (NRIM), the current Dividend Payout Ratio is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northrim BanCorp (NRIM) Overvalued in 2026?

Based on GuruFocus' analysis, Northrim BanCorp stock appears to be overvalued. The current stock price of $27.08 is trading 4.3% above its estimated GF Value™ of $25.96. GuruFocus considers Northrim BanCorp to be Fairly Valued.

Key valuation signals for NRIM:

  • Dividend Payout Ratio: 0.23 (34% below median its 10-year median of 0.35)
  • GF Value™: $25.96 vs. price of $27.08 (4.3% above fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 28.1% below the Banks median (#374 of 1171)

No single metric tells the full story. See the NRIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Northrim BanCorp Business Description

Other Exchanges NRI:Germany
Address 3111 C Street, Anchorage, AK, USA, 99503
Northrim BanCorp Inc is a bank holding company operating through three reportable segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The Community Banking segment, which generates the majority of revenue, provides loan and deposit products to business and consumer customers in its market areas. The Home Mortgage Lending segment focuses on the origination and sale of mortgage loans for one-to-four family residential properties, mortgage loan servicing for certain loans sold, and investment in selected residential mortgage loans. The Specialty Finance segment provides factoring, asset-based lending, and alternative working capital solutions to small and medium-sized enterprises and includes SCF and Northrim Funding Services.
72GF Score

Get the complete analysis for NRIM

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.08
Price
$25.96
GF Value