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Northrim BanCorpNRIM -0.62%72 FCF Yield % is 30.89 as of Aug. 04, 2026, which is 264% above its 10-year median of 8.48. GuruFocus rates NRIM with a GF Score™ of 72/100 and a GF Value™ of $25.96 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,501 Banks companies, Northrim BanCorp ranks better than 82.68% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Northrim BanCorp FCF Yield % Related Terms
Northrim BanCorp FCF Yield % Historical Data
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The historical data trend for Northrim BanCorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Northrim BanCorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northrim BanCorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Northrim BanCorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Northrim BanCorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northrim BanCorp (NRIM) has a FCF Yield % of 30.89 as of Aug. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Northrim BanCorp and its competitors. This is 264% above median its historical median of 8.48. According to the industry distribution chart, Northrim BanCorp ranks #260 out of 1501 companies in the Banks industry, placing it in the top 17.3%.
Is Northrim BanCorp's FCF Yield % too high?
Northrim BanCorp's current FCF Yield % of 30.89 is 264% above median its 10-year median of 8.48. The Banks industry median FCF Yield % is 7.94. Northrim BanCorp's value of 30.89 is 289% above this industry median. Based on the distribution chart, Northrim BanCorp ranks #260 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Northrim BanCorp has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Northrim BanCorp's FCF Yield % compare to CIVB and NPB?
According to the Banks industry distribution chart, Northrim BanCorp ranks #260 out of 1501 companies for FCF Yield %. This places Northrim BanCorp in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.94. Northrim BanCorp's value of 30.89 is 289% above this benchmark. While the company's 10-year median is 8.48 vs. the industry median of 7.94, Northrim BanCorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.94, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northrim BanCorp's current FCF Yield % of 30.89 is 289% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Northrim BanCorp and its competitors. For the Banks industry, the median FCF Yield % is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northrim BanCorp's current FCF Yield % is 30.89, which is 264% above median its own 10-year median of 8.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northrim BanCorp stock overvalued right now?
Based on GuruFocus' analysis, Northrim BanCorp (NRIM) is currently considered Fairly Valued. The stock's GF Value™ is $25.96, compared to a current price of $27.08 — trading 4.3% above its estimated fair value. The current FCF Yield % is 30.89, which is 264% above median its 10-year median of 8.48 and 289% above the Banks industry median of 7.94. Northrim BanCorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Northrim BanCorp (NRIM), the current FCF Yield % is 30.89 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northrim BanCorp (NRIM) Overvalued in 2026?
Based on GuruFocus' analysis, Northrim BanCorp stock appears to be overvalued.
The current stock price of $27.08 is trading 4.3% above its estimated GF Value™ of $25.96.
GuruFocus considers Northrim BanCorp to be Fairly Valued.
Key valuation signals for NRIM:
FCF Yield %: 30.89 (264% above median its 10-year median of 8.48)
GF Value™: $25.96 vs. price of $27.08 (4.3% above fair value)
Industry Position: 289% above the Banks median (#260 of 1501)
No single metric tells the full story. See the NRIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northrim BanCorp Inc is a bank holding company operating through three reportable segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The Community Banking segment, which generates the majority of revenue, provides loan and deposit products to business and consumer customers in its market areas. The Home Mortgage Lending segment focuses on the origination and sale of mortgage loans for one-to-four family residential properties, mortgage loan servicing for certain loans sold, and investment in selected residential mortgage loans. The Specialty Finance segment provides factoring, asset-based lending, and alternative working capital solutions to small and medium-sized enterprises and includes SCF and Northrim Funding Services.
72GF Score
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