Business Description
HDB Financial Services Ltd
ISIN : INE756I01012
Total Employee Number:
88,163Compare
Compare
Traded in other countries / regions
544429.India Index Membership
NIFTY 500 IPO Date
2025-07-02Description
HDB Financial Services Ltd is a non-banking finance company that provides lending services and business process outsourcing. The company also offers services related to the marketing and promotion of various financial products. Additionally, it provides BPO services that encompass back-office services such as form processing, document verification, finance and accounting services, and correspondence management, as well as front-office services including contact center management, outbound marketing, and collection services. The company's operating segments are: Lending services and BPO services. The majority of its revenue is generated from the Lending services segment, which includes providing finance to retail customers for a variety of purposes. Its operations are concentrated in India.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.05 | |||||
Equity-to-Asset | 0.17 | |||||
Debt-to-Equity | 4.8 | |||||
Debt-to-EBITDA | 20.13 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.82 | |||||
Beneish M-Score | -1.95 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14.3 | |||||
3-Year EBITDA Growth Rate | 14.1 | |||||
3-Year EPS without NRI Growth Rate | 17.2 | |||||
3-Year FCF Growth Rate | -8.2 | |||||
3-Year Book Growth Rate | 21.8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 21.72 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 14.61 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 84.27 | |||||
9-Day RSI | 78.57 | |||||
14-Day RSI | 73.02 | |||||
3-1 Month Momentum % | 14.46 | |||||
6-1 Month Momentum % | -13.61 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.29 | |||||
Quick Ratio | 1.29 | |||||
Cash Ratio | 0.14 | |||||
Days Sales Outstanding | 6.75 | |||||
Days Payable | 12.71 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.53 | |||||
Dividend Payout Ratio | 0.05 | |||||
Forward Dividend Yield % | 0.53 | |||||
5-Year Yield-on-Cost % | 0.53 | |||||
Shareholder Yield % | -6.76 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 42.36 | |||||
Operating Margin % | 34.24 | |||||
Net Margin % | 14.18 | |||||
EBITDA Margin % | 35.37 | |||||
FCF Margin % | -62.78 | |||||
OCF Margin % | -61.75 | |||||
ROE % | 10.62 | |||||
ROA % | 1.71 | |||||
ROIC % | 3.12 | |||||
3-Year ROIIC % | 5.34 | |||||
ROC (Joel Greenblatt) % | 705.49 | |||||
ROCE % | 5.32 | |||||
Years of Profitability over Past 10-Year | 4 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 31.69 | |||||
Forward PE Ratio | 19.83 | |||||
PE Ratio without NRI | 17.62 | |||||
PS Ratio | 4.49 | |||||
PB Ratio | 3.01 | |||||
Price-to-Tangible-Book | 3.03 | |||||
EV-to-EBIT | 32.8 | |||||
EV-to-EBITDA | 31.74 | |||||
EV-to-Revenue | 11.22 | |||||
EV-to-FCF | -17.8 | |||||
Price-to-Graham-Number | 1.36 | |||||
Earnings Yield (Greenblatt) % | 3.05 | |||||
FCF Yield % | -14.05 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
HDB Financial Services Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 139,372 | ||
| EPS (TTM) (₹) | 23.74 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 73.02 | ||
| 14-Day ATR (₹) | 20.155542 | ||
| 20-Day SMA (₹) | 693.6675 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (₹) | 555.3 - 891.9 | ||
| Shares Outstanding (Mil) | 828.43 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
HDB Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
HDB Financial Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| INR 2.000000 Cash Dividend | 2026-06-18 | 702.35 (-1.08%) | ||
| INR 2.000000 Cash Dividend | 2025-10-24 | 743.90 (+0.26%) |
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HDB Financial Services Ltd Frequently Asked Questions
What is HDB Financial Services Ltd(NSE:HDBFS)'s stock price today?
The current price of NSE:HDBFS is ₹752.40. The 52 week high of NSE:HDBFS is ₹891.90 and 52 week low is ₹555.30.
When is next earnings date of HDB Financial Services Ltd(NSE:HDBFS)?
The next earnings date of HDB Financial Services Ltd(NSE:HDBFS) is .
Does HDB Financial Services Ltd(NSE:HDBFS) pay dividends? If so, how much?
The Dividend Yield %  of HDB Financial Services Ltd(NSE:HDBFS) is 0.53% (As of Today), Highest Dividend Payout Ratio of HDB Financial Services Ltd(NSE:HDBFS) was 0.05. The lowest was 0.04. And the median was 0.04. The  Forward Dividend Yield % of HDB Financial Services Ltd(NSE:HDBFS) is 0.53%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on HDB Financial Services Ltd
No articles.
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