HDB Financial Services (NSE:HDBFS) FCF Margin %: 0.00% (As of Mar. 2026)


NSE:HDBFS HDB Financial Services Ltd NSE:HDBFS
9 GF Score
Price ₹743.55
! 3 Warning Signs
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What is HDB Financial Services FCF Margin %?

HDB Financial Services NSE:HDBFS +1.88% 9 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates NSE:HDBFS with a GF Score™ of 9/100. The stock has 3 warning signs investors should review. Among 531 Credit Services companies, HDB Financial Services ranks worse than 76.84% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. HDB Financial Services's Free Cash Flow for the three months ended in Mar. 2026 was ₹0 Mil. HDB Financial Services's Revenue for the three months ended in Mar. 2026 was ₹47,386 Mil. Therefore, HDB Financial Services's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, HDB Financial Services's current FCF Yield % is -14.20%.

The historical rank and industry rank for HDB Financial Services's FCF Margin % or its related term are showing as below:

NSE:HDBFS' s FCF Margin % Range Over the Past 10 Years
Min: -120.89   Med: -71.46   Max: -48.22
Current: -62.78

During the past 4 years, the highest FCF Margin % of HDB Financial Services was -48.22%. The lowest was -120.89%. And the median was -71.46%.

NSE:HDBFS's FCF Margin % is ranked worse than
76.84% of 531 companies
in the Credit Services industry
Industry Median: 0.24 vs NSE:HDBFS: -62.78

HDB Financial Services FCF Margin % Related Terms

HDB Financial Services FCF Margin % Historical Data

* Premium members only.

The historical data trend for HDB Financial Services's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDB Financial Services FCF Margin % Chart

HDB Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
FCF Margin %
-56.86 -120.89 -86.05 -48.22

HDB Financial Services Quarterly Data
Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

NSE:HDBFS vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, HDB Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HDB Financial Services FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, HDB Financial Services's FCF Margin % distribution charts can be found below:

* The bar in red indicates where HDB Financial Services's FCF Margin % falls into.


NSE:HDBFS
9GF Score
HDB Financial Services Ltd NSE:HDBFS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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HDB Financial Services FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

HDB Financial Services's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-87491.7/181433.5
=-48.22 %

HDB Financial Services's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/47386
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
HDB Financial Services (NSE:HDBFS) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on HDB Financial Services and its competitors. According to the industry distribution chart, HDB Financial Services ranks #408 out of 531 companies in the Credit Services industry, placing it in the top 76.8%.
Is HDB Financial Services' FCF Margin % too high?
HDB Financial Services' current FCF Margin % is 0.00%. Based on the distribution chart, HDB Financial Services ranks #408 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, HDB Financial Services has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does HDB Financial Services' FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, HDB Financial Services ranks #408 out of 531 companies for FCF Margin %. This places HDB Financial Services in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on HDB Financial Services and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDB Financial Services's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDB Financial Services stock overvalued right now?
HDB Financial Services (NSE:HDBFS) has a current FCF Margin % of 0.00%. The current FCF Margin % is 0.00%. HDB Financial Services' overall GF Score™ is 9/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For HDB Financial Services (NSE:HDBFS), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

HDB Financial Services Business Description

Other Exchanges 544429:India
Address Tukaram Sandam Marg, A-Subhash Road, HDB House, Vile Parle (East), Navpada, Mumbai, MH, IND, 400057
HDB Financial Services Ltd is a non-banking finance company that provides lending services and business process outsourcing. The company also offers services related to the marketing and promotion of various financial products. Additionally, it provides BPO services that encompass back-office services such as form processing, document verification, finance and accounting services, and correspondence management, as well as front-office services including contact center management, outbound marketing, and collection services. The company's operating segments are: Lending services and BPO services. The majority of its revenue is generated from the Lending services segment, which includes providing finance to retail customers for a variety of purposes. Its operations are concentrated in India.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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