HDB Financial Services (NSE:HDBFS) Interest Coverage: N/A (As of Mar. 2026)

HDB Financial Services  (NSE:HDBFS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

HDB Financial Services Interest Coverage Related Terms

The historical data trend for HDB Financial Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

HDB Financial Services Interest Coverage Chart

NSE:HDBFS vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, HDB Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HDB Financial Services Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, HDB Financial Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where HDB Financial Services's Interest Coverage falls into.

HDB Financial Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Else if Interest Expense is negative and Operating Income is negative, then

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

HDB Financial Services's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, HDB Financial Services's Interest Expense was ₹-34,669 Mil. Its Operating Income was ₹94,531 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹649,973 Mil.

HDB Financial Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, HDB Financial Services's Interest Expense was ₹0 Mil. Its Operating Income was ₹16,890 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹649,973 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

HDB Financial Services Business Description