During the past 5 years, the average Dividends Per Share Growth Rate was 14.00% per year.
During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of SBI Cards and Payment Services was 35.70% per year. The lowest was 0.00% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
SBI Cards and Payment Services (NSE:SBICARD) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Cards and Payment Services Dividend Yield % Chart
NSE:SBICARD vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, SBI Cards and Payment Services's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Cards and Payment Services Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where SBI Cards and Payment Services's Dividend Yield % falls into.
SBI Cards and Payment Services Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
SBI Cards and Payment Services Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 2.500000
2026-03-11
2026-03-11
2026-03-24
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Cards and Payment Services (NSE:SBICARD) has a Dividend Yield % of 0.40% as of Jun. 28, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on SBI Cards and Payment Services and its competitors. This is 29% above median its historical median of 0.31. Over the past decade, SBI Cards and Payment Services' Dividend Yield % has ranged from 0.09 to 0.42. According to the industry distribution chart, SBI Cards and Payment Services ranks #193 out of 211 companies in the Credit Services industry, placing it in the top 91.5%.
Is SBI Cards and Payment Services' Dividend Yield % too high?
SBI Cards and Payment Services' current Dividend Yield % of 0.40% is 29% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.42. The Credit Services industry median Dividend Yield % is 4.09. SBI Cards and Payment Services' value of 0.40% is 90.2% below this industry median. Based on the distribution chart, SBI Cards and Payment Services ranks #193 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SBI Cards and Payment Services has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Cards and Payment Services' Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, SBI Cards and Payment Services ranks #193 out of 211 companies for Dividend Yield %. This places SBI Cards and Payment Services in the lower half of its industry. The industry median Dividend Yield % is 4.09. SBI Cards and Payment Services' value of 0.40% is 90.2% below this benchmark. Historically, SBI Cards and Payment Services' own Dividend Yield % has ranged from 0.09 to 0.42 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 4.09, SBI Cards and Payment Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 4.09, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Cards and Payment Services's current Dividend Yield % of 0.40% is 90.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on SBI Cards and Payment Services and its competitors. For the Credit Services industry, the median Dividend Yield % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Cards and Payment Services's current Dividend Yield % is 0.40%, which is 29% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Cards and Payment Services stock overvalued right now?
Based on GuruFocus' analysis, SBI Cards and Payment Services (NSE:SBICARD) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,013.97, compared to a current price of ₹624.85 — trading 38.4% below its estimated fair value. The current Dividend Yield % is 0.40%, which is 29% above median its 10-year median of 0.31 and 90.2% below the Credit Services industry median of 4.09. SBI Cards and Payment Services' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For SBI Cards and Payment Services (NSE:SBICARD), the current Dividend Yield % is 0.40% as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Cards and Payment Services (NSE:SBICARD) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued.
The current stock price of ₹624.85 is trading 38.4% below its estimated GF Value™ of ₹1,013.97.
GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.
Key valuation signals for NSE:SBICARD:
Dividend Yield %: 0.40% (29% above median its 10-year median of 0.31)
GF Value™: ₹1,013.97 vs. price of ₹624.85 (38.4% below fair value)
Industry Position: 90.2% below the Credit Services median (#193 of 211)
No single metric tells the full story. See the NSE:SBICARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Cards and Payment Services Business Description
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
65GF Score
Get the complete analysis for NSE:SBICARD
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:SBICARD has been successfully added to your 
