OSB GroupOSBGF 67 OCF Margin % is -186.88% as of Dec. 2025. GuruFocus rates OSBGF with a GF Score™ of 67/100 and a GF Value™ of $6.44 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,500 Banks companies, OSB Group ranks better than 61.33% on this metric.
The historical rank and industry rank for OSB Group's OCF Margin % or its related term are showing as below:
OSBGF'
s OCF Margin % Range Over the Past 10 Years
Min: -269.79 Med: -43.36 Max: 336.25
Current: 38.01
During the past 13 years, the highest OCF Margin % of OSB Group was 336.25%. The lowest was -269.79%. And the median was -43.36%.
OSBGF's OCF Margin % is ranked better than 61.33% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs OSBGF: 38.01
OSB Group OCF Margin % Related Terms
OSB Group OCF Margin % Historical Data
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The historical data trend for OSB Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, OSB Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OSB Group OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, OSB Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where OSB Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSB Group (OSBGF) has a OCF Margin % of -186.88% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OSB Group and its competitors. According to the industry distribution chart, OSB Group ranks #580 out of 1500 companies in the Banks industry, placing it in the top 38.7%.
Is OSB Group's OCF Margin % too high?
OSB Group's current OCF Margin % is -186.88%. Based on the distribution chart, OSB Group ranks #580 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, OSB Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's OCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #580 out of 1500 companies for OCF Margin %. This puts OSB Group in the upper half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OSB Group and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current OCF Margin % is -186.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (OSBGF) is currently considered Fairly Valued. The stock's GF Value™ is $6.44, compared to a current price of $6.65 — trading 3.3% above its estimated fair value. The current OCF Margin % is -186.88%. OSB Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For OSB Group (OSBGF), the current OCF Margin % is -186.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OSB Group (OSBGF) Overvalued in 2026?
Based on GuruFocus' analysis, OSB Group stock appears to be overvalued.
The current stock price of $6.65 is trading 3.3% above its estimated GF Value™ of $6.44.
GuruFocus considers OSB Group to be Fairly Valued.
Key valuation signals for OSBGF:
OCF Margin %: -186.88%
GF Value™: $6.44 vs. price of $6.65 (3.3% above fair value)
No single metric tells the full story. See the OSBGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
67GF Score
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