OSB GroupOSBGF 67 PEG Ratio is 0.58 as of Jun. 29, 2026, which is 81% above its 10-year median of 0.32. GuruFocus rates OSBGF with a GF Score™ of 67/100 and a GF Value™ of $6.39 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, OSB Group ranks better than 82.62% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, OSB Group's PE Ratio without NRI is 6.70. OSB Group's 5-Year Book Value growth rate is 11.50%. Therefore, OSB Group's PEG Ratio for today is 0.58.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for OSB Group's PEG Ratio or its related term are showing as below:
OSBGF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.32 Max: 0.76
Current: 0.63
During the past 13 years, OSB Group's highest PEG Ratio was 0.76. The lowest was 0.14. And the median was 0.32.
OSBGF's PEG Ratio is ranked better than 82.62% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs OSBGF: 0.63
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
OSB Group (OTCPK:OSBGF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
OSB Group PEG Ratio Related Terms
OSB Group PEG Ratio Historical Data
* Premium members only.
The historical data trend for OSB Group's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, OSB Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OSB Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, OSB Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where OSB Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
OSB Group (OSBGF) has a PEG Ratio of 0.58 as of Jun. 29, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on OSB Group and its competitors. This is 81% above median its historical median of 0.32. Over the past decade, OSB Group's PEG Ratio has ranged from 0.14 to 0.76. According to the industry distribution chart, OSB Group ranks #214 out of 1231 companies in the Banks industry, placing it in the top 17.4%.
Is OSB Group's PEG Ratio too high?
OSB Group's current PEG Ratio of 0.58 is 81% above median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.76. The Banks industry median PEG Ratio is 1.52. OSB Group's value of 0.58 is 61.8% below this industry median. Based on the distribution chart, OSB Group ranks #214 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OSB Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #214 out of 1231 companies for PEG Ratio. This places OSB Group in the top 17% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. OSB Group's value of 0.58 is 61.8% below this benchmark. Historically, OSB Group's own PEG Ratio has ranged from 0.14 to 0.76 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 1.52, OSB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OSB Group's current PEG Ratio of 0.58 is 61.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on OSB Group and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current PEG Ratio is 0.58, which is 81% above median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (OSBGF) is currently considered Fairly Valued. The stock's GF Value™ is $6.39, compared to a current price of $6.65 — trading 4.1% above its estimated fair value. The current PEG Ratio is 0.58, which is 81% above median its 10-year median of 0.32 and 61.8% below the Banks industry median of 1.52. OSB Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For OSB Group (OSBGF), the current PEG Ratio is 0.58 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OSB Group (OSBGF) Overvalued in 2026?
Based on GuruFocus' analysis, OSB Group stock appears to be overvalued.
The current stock price of $6.65 is trading 4.1% above its estimated GF Value™ of $6.39.
GuruFocus considers OSB Group to be Fairly Valued.
Key valuation signals for OSBGF:
PEG Ratio: 0.58 (81% above median its 10-year median of 0.32)
GF Value™: $6.39 vs. price of $6.65 (4.1% above fair value)
Industry Position: 61.8% below the Banks median (#214 of 1231)
No single metric tells the full story. See the OSBGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
67GF Score
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