OSB GroupOSBGF 67 FCF Yield % is 11.64 as of Jun. 26, 2026. GuruFocus rates OSBGF with a GF Score™ of 67/100 and a GF Value™ of $6.49 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,505 Banks companies, OSB Group ranks better than 63.65% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
OSB Group FCF Yield % Related Terms
OSB Group FCF Yield % Historical Data
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The historical data trend for OSB Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, OSB Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OSB Group FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, OSB Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where OSB Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSB Group (OSBGF) has a FCF Yield % of 11.64 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on OSB Group and its competitors. According to the industry distribution chart, OSB Group ranks #547 out of 1505 companies in the Banks industry, placing it in the top 36.3%.
Is OSB Group's FCF Yield % too high?
OSB Group's current FCF Yield % is 11.64. The Banks industry median FCF Yield % is 8.20. OSB Group's value of 11.64 is 42% above this industry median. Based on the distribution chart, OSB Group ranks #547 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, OSB Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #547 out of 1505 companies for FCF Yield %. This puts OSB Group in the upper half of its industry. The industry median FCF Yield % is 8.20. OSB Group's value of 11.64 is 42% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OSB Group's current FCF Yield % of 11.64 is 42% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on OSB Group and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current FCF Yield % is 11.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (OSBGF) is currently considered Fairly Valued. The stock's GF Value™ is $6.49, compared to a current price of $6.65 — trading 2.5% above its estimated fair value. The current FCF Yield % is 11.64 and 42% above the Banks industry median of 8.20. OSB Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For OSB Group (OSBGF), the current FCF Yield % is 11.64 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OSB Group (OSBGF) Overvalued in 2026?
Based on GuruFocus' analysis, OSB Group stock appears to be overvalued.
The current stock price of $6.65 is trading 2.5% above its estimated GF Value™ of $6.49.
GuruFocus considers OSB Group to be Fairly Valued.
Key valuation signals for OSBGF:
FCF Yield %: 11.64
GF Value™: $6.49 vs. price of $6.65 (2.5% above fair value)
Industry Position: 42% above the Banks median (#547 of 1505)
No single metric tells the full story. See the OSBGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
67GF Score
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