OSB GroupOSBGF 67 Median PS Value is $7.95 as of Jun. 25, 2026, which is 974% above its 10-year median of 0.74. GuruFocus rates OSBGF with a GF Score™ of 67/100 and a GF Value™ of $6.44 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,042 Banks companies, OSB Group ranks better than 79.65% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. OSB Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.406. OSB Group's 10-Year median PS Ratio is 3.3042. Therefore, the Median PS Value for today is $7.95.
As of today (2026-06-25), OSB Group's share price is $6.65. OSB Group's Median PS Value is $7.95. Therefore, OSB Group's Price to Median PS Value for today is 0.84.
The historical rank and industry rank for OSB Group's Median PS Value or its related term are showing as below:
OSBGF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63 Med: 0.74 Max: 1.01
Current: 0.84
During the past 13 years, the highest Price to Median PS Value of OSB Group was 1.01. The lowest was 0.63. And the median was 0.74.
OSBGF's Price-to-Median-PS-Value is ranked better than 79.65% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs OSBGF: 0.84
OSB Group (OTCPK:OSBGF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
OSB Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
6.65
/
7.95
=
0.84
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSB Group Median PS Value Related Terms
OSB Group Median PS Value Historical Data
* Premium members only.
The historical data trend for OSB Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSBGF vs RKT, FNMA, PFSI: Median PS Value Comparison
For the Mortgage Finance subindustry, OSB Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OSB Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, OSB Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where OSB Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.3042.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. OSB Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.406.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSB Group (OSBGF) has a Median PS Value of $7.95 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on OSB Group and its competitors. This is 974% above median its historical median of 0.74. Over the past decade, OSB Group's Median PS Value has ranged from 0.63 to 1.01. According to the industry distribution chart, OSB Group ranks #212 out of 1042 companies in the Banks industry, placing it in the top 20.3%.
Is OSB Group's Median PS Value too high?
OSB Group's current Median PS Value of $7.95 is 974% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 1.01. The Banks industry median Median PS Value is 1.10. OSB Group's value of $7.95 is 622.7% above this industry median. Based on the distribution chart, OSB Group ranks #212 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OSB Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Median PS Value compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #212 out of 1042 companies for Median PS Value. This places OSB Group in the top 20% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.10. OSB Group's value of $7.95 is 622.7% above this benchmark. Historically, OSB Group's own Median PS Value has ranged from 0.63 to 1.01 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.10, OSB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OSB Group's current Median PS Value of $7.95 is 622.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on OSB Group and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current Median PS Value is $7.95, which is 974% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (OSBGF) is currently considered Fairly Valued. The stock's GF Value™ is $6.44, compared to a current price of $6.65 — trading 3.3% above its estimated fair value. The current Median PS Value is $7.95, which is 974% above median its 10-year median of 0.74 and 622.7% above the Banks industry median of 1.10. OSB Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For OSB Group (OSBGF), the current Median PS Value is $7.95 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OSB Group (OSBGF) Overvalued in 2026?
Based on GuruFocus' analysis, OSB Group stock appears to be overvalued.
The current stock price of $6.65 is trading 3.3% above its estimated GF Value™ of $6.44.
GuruFocus considers OSB Group to be Fairly Valued.
Key valuation signals for OSBGF:
Median PS Value: $7.95 (974% above median its 10-year median of 0.74)
GF Value™: $6.44 vs. price of $6.65 (3.3% above fair value)
Industry Position: 622.7% above the Banks median (#212 of 1042)
No single metric tells the full story. See the OSBGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
67GF Score
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