Business Description
Bank of Commerce
SIC : 6021
ISIN : PHY1000E1002
Total Employee Number:
2,113Compare
Compare
Traded in other countries / regions
BNCOM.Philippines IPO Date
2022-03-31Description
Bank of Commerce (BNCOM) is a universal bank based in the Philippines. It provides a range of financial services including deposit products, commercial and consumer loans, credit cards, transaction banking, corporate and investment banking, treasury, asset management, and trust services. Its operations are organized into segments such as Treasury Management, Corporate Banking, Branch Banking, and Consumer Banking, with corporate lending to institutional and middle-market clients generating the largest share of revenue. The bank serves individual depositors, consumers, small and medium enterprises, large corporations, and institutional clients through its branch network and digital channels across the Philippines. It is affiliated with the San Miguel Corporation conglomerate, which provides access to a broad corporate client base. Revenue is derived primarily from net interest income on loans and investments, supplemented by fee-based income from banking, trust, and treasury services.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.9 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.49 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.41 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14.5 | |||||
3-Year EPS without NRI Growth Rate | 23.6 | |||||
3-Year FCF Growth Rate | 9.1 | |||||
3-Year Book Growth Rate | 10.7 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 29.62 | |||||
9-Day RSI | 42.04 | |||||
14-Day RSI | 46.17 | |||||
3-1 Month Momentum % | -5.58 | |||||
6-1 Month Momentum % | 16.67 | |||||
12-1 Month Momentum % | 32.91 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.39 | |||||
Dividend Payout Ratio | 0.12 | |||||
Forward Dividend Yield % | 2.39 | |||||
5-Year Yield-on-Cost % | 2.39 | |||||
Shareholder Yield % | -24.27 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 29.22 | |||||
FCF Margin % | 44.65 | |||||
OCF Margin % | 47.66 | |||||
ROE % | 10.57 | |||||
ROA % | 1.33 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 5.01 | |||||
PE Ratio without NRI | 5.01 | |||||
Shiller PE Ratio | 11.28 | |||||
Price-to-Owner-Earnings | 1.06 | |||||
PEG Ratio | 0.41 | |||||
PS Ratio | 1.39 | |||||
PB Ratio | 0.46 | |||||
Price-to-Tangible-Book | 0.46 | |||||
Price-to-Free-Cash-Flow | 1.29 | |||||
Price-to-Operating-Cash-Flow | 1.24 | |||||
EV-to-Revenue | 0.2 | |||||
EV-to-FCF | 0.19 | |||||
Price-to-GF-Value | 1.02 | |||||
Price-to-Projected-FCF | 0.39 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.44 | |||||
Price-to-Graham-Number | 0.32 | |||||
FCF Yield % | 113.4 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Bank of Commerce Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₱) | 12,992.962 | ||
| EPS (TTM) (₱) | 2.083 | ||
| Beta | 0.3565 | ||
| 3-Year Sharpe Ratio | 0.58 | ||
| 3-Year Sortino Ratio | 1.25 | ||
| Volatility % | 32.36 | ||
| 14-Day RSI | 46.17 | ||
| 14-Day ATR (₱) | 0.271767 | ||
| 20-Day SMA (₱) | 10.542 | ||
| 12-1 Month Momentum % | 32.91 | ||
| 52-Week Range (₱) | 7.42 - 11.94 | ||
| Shares Outstanding (Mil) | 1,403.01 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Bank of Commerce Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Bank of Commerce Stock Events
| Event | Date | Price (₱) | ||
|---|---|---|---|---|
| PHP 0.200000 Cash Dividend | 2026-06-18 | 11.10 (+0.91%) | ||
| PHP 0.250000 Cash Dividend | 2026-06-18 | 11.10 (+0.91%) | ||
| PHP 0.200000 Cash Dividend | 2025-06-18 | 7.62 (-1.17%) | ||
| PHP 0.250000 Cash Dividend | 2025-06-18 | 7.62 (-1.17%) |
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Entries
Bank of Commerce Frequently Asked Questions
What is Bank of Commerce(PHS:BNCOM)'s stock price today?
The current price of PHS:BNCOM is ₱10.30. The 52 week high of PHS:BNCOM is ₱11.94 and 52 week low is ₱7.42.
When is next earnings date of Bank of Commerce(PHS:BNCOM)?
The next earnings date of Bank of Commerce(PHS:BNCOM) is .
Does Bank of Commerce(PHS:BNCOM) pay dividends? If so, how much?
The Dividend Yield %  of Bank of Commerce(PHS:BNCOM) is 2.39% (As of Today), Highest Dividend Payout Ratio of Bank of Commerce(PHS:BNCOM) was 0.15. The lowest was 0.12. And the median was 0.14. The  Forward Dividend Yield % of Bank of Commerce(PHS:BNCOM) is 2.39%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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