Bank of Commerce (PHS:BNCOM) Dividend Payout Ratio: (As of Jun. 2026)

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PHS:BNCOM Bank of Commerce PHS:BNCOM
71 GF Score
Price ₱10.48
GF Value ₱10.23
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank of Commerce Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank of Commerce's Dividend Payout Ratio for the months ended in Jun. 2026 was .

The historical rank and industry rank for Bank of Commerce's Dividend Payout Ratio or its related term are showing as below:

PHS:BNCOM' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.14   Max: 0.15
Current: 0.12

During the past 8 years, the highest Dividend Payout Ratio of Bank of Commerce was 0.15. The lowest was 0.12. And the median was 0.14.

PHS:BNCOM's Dividend Payout Ratio is ranked better than
91.9% of 1161 companies
in the Banks industry
Industry Median: 0.32 vs PHS:BNCOM: 0.12

As of today (2026-09-21), the Dividend Yield % of Bank of Commerce is 2.39%.

During the past 8 years, the highest Trailing Annual Dividend Yield of Bank of Commerce was 3.74%. The lowest was 2.12%. And the median was 3.18%.

Bank of Commerce's Dividends per Share for the months ended in Jun. 2026 was ₱.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank of Commerce (PHS:BNCOM) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank of Commerce Dividend Payout Ratio Related Terms

Bank of Commerce Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Commerce's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Commerce Dividend Payout Ratio Chart

Bank of Commerce Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial - 0.00 0.16 0.15 0.13

Bank of Commerce Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.57 - -

PHS:BNCOM vs JPM, BAC, WFC: Dividend Payout Ratio Comparison

For the Banks - Diversified subindustry, Bank of Commerce's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Commerce Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Commerce's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Commerce's Dividend Payout Ratio falls into.


PHS:BNCOM
71GF Score
Bank of Commerce PHS:BNCOM
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Commerce Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Bank of Commerce's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.25/ 1.9620590930192
=0.13

Bank of Commerce's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=/ 0.62
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Bank of Commerce (PHS:BNCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Commerce stock appears to be overvalued. The current stock price of ₱10.48 is trading 2.4% above its estimated GF Value™ of ₱10.23. GuruFocus considers Bank of Commerce to be Fairly Valued.

Key valuation signals for PHS:BNCOM:

  • Dividend Payout Ratio:
  • GF Value™: ₱10.23 vs. price of ₱10.48 (2.4% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the PHS:BNCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Commerce Business Description

Address 7 St. Francis Street, San Miguel Properties Centre, P.O. Box 002, Mandaluyong, PHL, 1550
Bank of Commerce is a universal bank focused on helping its clients, communities, and conglomerate partners by delivering financial services. It provides banking solutions and a complete products and services in deposit, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, trust, and investments. Its segments include Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others, with the majority of the revenue deriving from Corporate Banking Group, which principally handles loans and other credit facilities for corporate, institutional, and middle market clients.
71GF Score

Get the complete analysis for PHS:BNCOM

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱10.48
Price
₱10.23
GF Value