The historical rank and industry rank for Bank of Commerce's FCF Margin % or its related term are showing as below:
PHS:BNCOM'
s FCF Margin % Range Over the Past 10 Years
Min: -290.04 Med: -41.53 Max: 402.32
Current: 304.23
During the past 12 years, the highest FCF Margin % of Bank of Commerce was 402.32%. The lowest was -290.04%. And the median was -41.53%.
PHS:BNCOM's FCF Margin % is ranked better than 96.88% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs PHS:BNCOM: 304.23
Bank of Commerce FCF Margin % Related Terms
Bank of Commerce FCF Margin % Historical Data
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The historical data trend for Bank of Commerce's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:BNCOM vs JPM, BAC, WFC: FCF Margin % Comparison
For the Banks - Diversified subindustry, Bank of Commerce's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Commerce FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Commerce's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Commerce's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Commerce (PHS:BNCOM) has a FCF Margin % of 697.90% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Commerce and its competitors. According to the industry distribution chart, Bank of Commerce ranks #47 out of 1505 companies in the Banks industry, placing it in the top 3.1%.
Is Bank of Commerce's FCF Margin % too high?
Bank of Commerce's current FCF Margin % is 697.90%. The Banks industry median FCF Margin % is 26.55. Bank of Commerce's value of 697.90% is 2528.6% above this industry median. Based on the distribution chart, Bank of Commerce ranks #47 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Commerce has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Commerce's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Commerce ranks #47 out of 1505 companies for FCF Margin %. This places Bank of Commerce in the top 3% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Bank of Commerce's value of 697.90% is 2528.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Commerce's current FCF Margin % of 697.90% is 2528.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Commerce and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Commerce's current FCF Margin % is 697.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Commerce stock overvalued right now?
Based on GuruFocus' analysis, Bank of Commerce (PHS:BNCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱9.24, compared to a current price of ₱11.20 — trading 21.2% above its estimated fair value. The current FCF Margin % is 697.90% and 2528.6% above the Banks industry median of 26.55. Bank of Commerce's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Commerce (PHS:BNCOM), the current FCF Margin % is 697.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Commerce (PHS:BNCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Commerce stock appears to be overvalued.
The current stock price of ₱11.20 is trading 21.2% above its estimated GF Value™ of ₱9.24.
GuruFocus considers Bank of Commerce to be Modestly Overvalued.
Key valuation signals for PHS:BNCOM:
FCF Margin %: 697.90%
GF Value™: ₱9.24 vs. price of ₱11.20 (21.2% above fair value)
Industry Position: 2528.6% above the Banks median (#47 of 1505)
No single metric tells the full story. See the PHS:BNCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Commerce is a universal bank focused on helping its clients, communities, and conglomerate partners by delivering financial services. It provides banking solutions and a complete products and services in deposit, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, trust, and investments. Its segments include Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others, with the majority of the revenue deriving from Corporate Banking Group, which principally handles loans and other credit facilities for corporate, institutional, and middle market clients.
65GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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