Bank of Commerce (PHS:BNCOM) Cash-to-Debt : 3.85 (As of Mar. 2024)

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What is Bank of Commerce Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Bank of Commerce's cash to debt ratio for the quarter that ended in Mar. 2024 was 3.85.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Bank of Commerce could pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

The historical rank and industry rank for Bank of Commerce's Cash-to-Debt or its related term are showing as below:

PHS:BNCOM' s Cash-to-Debt Range Over the Past 10 Years
Min: 2.97 Med: 24.99 Max: 113375.61
Current: 3.85

During the past 10 years, Bank of Commerce's highest Cash to Debt Ratio was 113375.61. The lowest was 2.97. And the median was 24.99.

PHS:BNCOM's Cash-to-Debt is ranked better than
77.44% of 1427 companies
in the Banks industry
Industry Median: 1.28 vs PHS:BNCOM: 3.85

Bank of Commerce Cash-to-Debt Historical Data

The historical data trend for Bank of Commerce's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Bank of Commerce Cash-to-Debt Chart

Bank of Commerce Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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17.16

32.51

53.91

2.97

3.18

Bank of Commerce Quarterly Data
	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															3.24	3.73	2.98	3.18	3.85

Competitive Comparison of Bank of Commerce's Cash-to-Debt

For the Banks - Diversified subindustry, Bank of Commerce's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Commerce's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank of Commerce's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Bank of Commerce's Cash-to-Debt falls into.

Bank of Commerce Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Bank of Commerce's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	28827.918	/	(0	+	9075.469)
	=	3.18

Bank of Commerce's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	28822.68	/	(0	+	7487.584)
	=	3.85

Bank of Commerce (PHS:BNCOM) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Bank of Commerce Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Bank of Commerce's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Bank of Commerce (PHS:BNCOM) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank of Commerce (PHS:BNCOM) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

No. 7 St. Francis Street, San Miguel Properties Centre, Mandaluyong, PHL, 1550

Website

https://www.bankcom.com.ph

Bank of Commerce is engaged in providing banking solutions and a complete range of products and services in deposit, commercial loans, credit card services, consumer banking, corporate banking, treasury, asset management, transaction banking, and trust and investments. The Bank's business segments involve Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and others.

Bank of Commerce (PHS:BNCOM) Headlines

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