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Business Description
Sapiens International Corp NV
NAICS : 541511
SIC : 7371
ISIN : KYG7T16G1039
Description
Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector. The company offers software, solutions, and professional services for property & casualty (P&C); reinsurance; life, pension & annuity (L&A); workers' compensation (WC); medical professional liability (MPL); financial & compliance (F&C); and decision modeling for both insurance and financial markets. The group also provides services for project delivery and implementation services, for its Software Solutions portfolio. Geographically, it operates in the region of North America, Rest of the World, and Europe. It generates revenue from Europe.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.39 | |||||
| Equity-to-Asset | 0.69 | |||||
| Debt-to-Equity | 0.13 | |||||
| Debt-to-EBITDA | 0.6 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Altman Z-Score | 6.14 | |||||
| Beneish M-Score | -2.51 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 5.2 | |||||
| 3-Year EBITDA Growth Rate | 5.7 | |||||
| 3-Year EPS without NRI Growth Rate | 22.5 | |||||
| 3-Year FCF Growth Rate | 1.3 | |||||
| 3-Year Book Growth Rate | 5.1 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 4.46 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 5.39 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 55.69 | |||||
| 9-Day RSI | 52.22 | |||||
| 14-Day RSI | 51.42 | |||||
| 3-1 Month Momentum % | 2.64 | |||||
| 6-1 Month Momentum % | -24.19 | |||||
| 12-1 Month Momentum % | -13.41 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 2.24 | |||||
| Quick Ratio | 2.24 | |||||
| Cash Ratio | 1.45 | |||||
| Days Sales Outstanding | 58.45 | |||||
| Days Payable | 10.55 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.08 | |||||
| Dividend Payout Ratio | 0.4 | |||||
| 3-Year Dividend Growth Rate | 15.5 | |||||
| Forward Dividend Yield % | 2.12 | |||||
| 5-Year Yield-on-Cost % | 7.84 | |||||
| 3-Year Average Share Buyback Ratio | -0.5 | |||||
| Shareholder Yield % | 3.75 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 43.9 | |||||
| Operating Margin % | 15.83 | |||||
| Net Margin % | 13.31 | |||||
| FCF Margin % | 13.31 | |||||
| ROE % | 15.74 | |||||
| ROA % | 10.56 | |||||
| ROIC % | 16.21 | |||||
| 3-Year ROIIC % | -35.29 | |||||
| ROC (Joel Greenblatt) % | 259.15 | |||||
| ROCE % | 16.18 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 21.33 | |||||
| Forward PE Ratio | 18.7 | |||||
| PE Ratio without NRI | 19.37 | |||||
| Shiller PE Ratio | 35.27 | |||||
| Price-to-Owner-Earnings | 21.96 | |||||
| PEG Ratio | 1.84 | |||||
| PS Ratio | 2.9 | |||||
| PB Ratio | 3.21 | |||||
| Price-to-Tangible-Book | 8.68 | |||||
| Price-to-Free-Cash-Flow | 21.37 | |||||
| Price-to-Operating-Cash-Flow | 18.8 | |||||
| EV-to-EBIT | 15.86 | |||||
| EV-to-EBITDA | 12.86 | |||||
| EV-to-Revenue | 2.51 | |||||
| EV-to-FCF | 18.86 | |||||
| Price-to-GF-Value | 0.95 | |||||
| Price-to-Projected-FCF | 1.56 | |||||
| Price-to-DCF (Earnings Based) | 0.62 | |||||
| Price-to-DCF (FCF Based) | 0.68 | |||||
| Price-to-Median-PS-Value | 0.93 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.91 | |||||
| Price-to-Graham-Number | 2.73 | |||||
| Price-to-Net-Current-Asset-Value | 12.5 | |||||
| Price-to-Net-Cash | 393 | |||||
| Earnings Yield (Greenblatt) % | 6.31 | |||||
| FCF Yield % | 4.7 | |||||
| Forward Rate of Return (Yacktman) % | 14.11 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Sapiens International Corp NV Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 542.379 | ||
| EPS (TTM) ($) | 1.29 | ||
| Beta | 0.82 | ||
| 3-Year Sharpe Ratio | 0.08 | ||
| 3-Year Sortino Ratio | 0.13 | ||
| Volatility % | 33.32 | ||
| 14-Day RSI | 51.42 | ||
| 14-Day ATR ($) | 0.593288 | ||
| 20-Day SMA ($) | 27.48575 | ||
| 12-1 Month Momentum % | -13.41 | ||
| 52-Week Range ($) | 25.01 - 41.22 | ||
| Shares Outstanding (Mil) | 55.89 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Sapiens International Corp NV Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Sapiens International Corp NV Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Sapiens International Corp NV Frequently Asked Questions
What is Sapiens International Corp NV(SPNS)'s stock price today?
The current price of SPNS is $27.51. The 52 week high of SPNS is $41.22 and 52 week low is $25.01.
When is next earnings date of Sapiens International Corp NV(SPNS)?
The next earnings date of Sapiens International Corp NV(SPNS) is 2025-05-08 Est..
Does Sapiens International Corp NV(SPNS) pay dividends? If so, how much?
The Dividend Yield %  of Sapiens International Corp NV(SPNS) is 2.08% (As of Today), Highest Dividend Payout Ratio of Sapiens International Corp NV(SPNS) was 6.25. The lowest was 0.22. And the median was 0.44. The  Forward Dividend Yield % of Sapiens International Corp NV(SPNS) is 2.12%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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