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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Sapiens International NV (NAS:SPNS) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Sapiens International NV's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
43.45
/
30.80
=
1.41
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sapiens International NV Median PS Value Related Terms
Sapiens International NV Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SPNS vs ALKT, VIA, PLUS: Median PS Value Comparison
For the Software - Application subindustry, Sapiens International NV's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sapiens International NV Price-to-Median-PS-Value vs Software Industry
For the Software industry and Technology sector, Sapiens International NV's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Sapiens International NV's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.0662.
Sapiens International NV's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.045.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sapiens International NV (SPNS) has a Median PS Value of $30.80 as of Aug. 02, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sapiens International NV and its competitors. This is 2325% above median its historical median of 1.27. Over the past decade, Sapiens International NV's Median PS Value has ranged from 0.78 to 2.15.
Is Sapiens International NV's Median PS Value too high?
Sapiens International NV's current Median PS Value of $30.80 is 2325% above median its 10-year median of 1.27. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 2.15. The Software industry median Median PS Value is 0.83. Sapiens International NV's value of $30.80 is 3610.8% above this industry median. Overall, Sapiens International NV has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Sapiens International NV's Median PS Value compare to ALKT and VIA?
Sapiens International NV's Median PS Value of $30.80 can be compared against companies in the Software industry. The industry median Median PS Value is 0.83. Sapiens International NV's value of $30.80 is 3610.8% above this benchmark. Historically, Sapiens International NV's own Median PS Value has ranged from 0.78 to 2.15 over the past decade. While the company's 10-year median is 1.27 vs. the industry median of 0.83, Sapiens International NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Software company?
The median Median PS Value among Software companies is 0.83, based on 1,070 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sapiens International NV's current Median PS Value of $30.80 is 3610.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sapiens International NV and its competitors. For the Software industry, the median Median PS Value is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sapiens International NV's current Median PS Value is $30.80, which is 2325% above median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapiens International NV stock overvalued right now?
Sapiens International NV (SPNS) has a current Median PS Value of $30.80. The stock's GF Value™ is $31.47, compared to a current price of $43.45 — trading 38.1% above its estimated fair value. The current Median PS Value is $30.80, which is 2325% above median its 10-year median of 1.27 and 3610.8% above the Software industry median of 0.83. Sapiens International NV's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Sapiens International NV (SPNS), the current Median PS Value is $30.80 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sapiens International NV (SPNS) Overvalued in 2026?
Based on GuruFocus' analysis, Sapiens International NV stock appears to be overvalued.
The current stock price of $43.45 is trading 38.1% above its estimated GF Value™ of $31.47.
Key valuation signals for SPNS:
Median PS Value: $30.80 (2325% above median its 10-year median of 1.27)
GF Value™: $31.47 vs. price of $43.45 (38.1% above fair value)
Industry Position: 3610.8% above the Software median
No single metric tells the full story. See the SPNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector. The company offers software, solutions, and professional services for property & casualty (P&C); reinsurance; life, pension & annuity (L&A); workers' compensation (WC); medical professional liability (MPL); financial & compliance (F&C); and decision modeling for both insurance and financial markets. The group also provides services for project delivery and implementation services, for its Software Solutions portfolio. Geographically, it operates in the region of North America, Rest of the World, and Europe. It generates revenue from Europe.
75GF Score
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