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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sapiens International NV's enterprise value is $2,403.9 Mil.
Sapiens International NV's EBITDA for the trailing twelve months (TTM) ended in Sep. 2025 was $99.9 Mil. Therefore, Sapiens International NV's EV-to-EBITDA for today is 24.06.
The historical rank and industry rank for Sapiens International NV's EV-to-EBITDA or its related term are showing as below:
SPNS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 10.08 Med: 19.28 Max: 67.66
Current: 24.06
During the past 13 years, the highest EV-to-EBITDA of Sapiens International NV was 67.66. The lowest was 10.08. And the median was 19.28.
SPNS's EV-to-EBITDA is not ranked
in the Software industry.
Industry Median: 10.375
vs SPNS: 24.06
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Sapiens International NV (NAS:SPNS) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sapiens International NV's PE Ratio (TTM) for today is calculated as:
Sapiens International NV's share price for today is $43.45.
Sapiens International NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.140.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Sapiens International NV's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sapiens International NV EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Sapiens International NV's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sapiens International NV's EV-to-EBITDA falls into.
Sapiens International NV's current Enterprise Value is $2,403.9 Mil.
Sapiens International NV's EBITDA for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $99.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sapiens International NV (SPNS) has a EV-to-EBITDA of 24.06 as of Aug. 03, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sapiens International NV. This is 25% above median its historical median of 19.28. Over the past decade, Sapiens International NV's EV-to-EBITDA has ranged from 10.08 to 67.66.
Is Sapiens International NV's EV-to-EBITDA too high?
Sapiens International NV's current EV-to-EBITDA of 24.06 is 25% above median its 10-year median of 19.28. Over the past 10 years, this metric has ranged from a low of 10.08 to a high of 67.66. The Software industry median EV-to-EBITDA is 10.38. Sapiens International NV's value of 24.06 is 131.9% above this industry median. Overall, Sapiens International NV has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Sapiens International NV's EV-to-EBITDA compare to ALKT and VIA?
Sapiens International NV's EV-to-EBITDA of 24.06 can be compared against companies in the Software industry. The industry median EV-to-EBITDA is 10.38. Sapiens International NV's value of 24.06 is 131.9% above this benchmark. Historically, Sapiens International NV's own EV-to-EBITDA has ranged from 10.08 to 67.66 over the past decade. While the company's 10-year median is 19.28 vs. the industry median of 10.38, Sapiens International NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.38, based on 1,960 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sapiens International NV's current EV-to-EBITDA of 24.06 is 131.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sapiens International NV. For the Software industry, the median EV-to-EBITDA is 10.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sapiens International NV's current EV-to-EBITDA is 24.06, which is 25% above median its own 10-year median of 19.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapiens International NV stock overvalued right now?
Sapiens International NV (SPNS) has a current EV-to-EBITDA of 24.06. The stock's GF Value™ is $31.47, compared to a current price of $43.45 — trading 38.1% above its estimated fair value. The current EV-to-EBITDA is 24.06, which is 25% above median its 10-year median of 19.28 and 131.9% above the Software industry median of 10.38. Sapiens International NV's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Sapiens International NV (SPNS), the current EV-to-EBITDA is 24.06 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sapiens International NV (SPNS) Overvalued in 2026?
Based on GuruFocus' analysis, Sapiens International NV stock appears to be overvalued.
The current stock price of $43.45 is trading 38.1% above its estimated GF Value™ of $31.47.
Key valuation signals for SPNS:
EV-to-EBITDA: 24.06 (25% above median its 10-year median of 19.28)
GF Value™: $31.47 vs. price of $43.45 (38.1% above fair value)
Industry Position: 131.9% above the Software median
No single metric tells the full story. See the SPNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector. The company offers software, solutions, and professional services for property & casualty (P&C); reinsurance; life, pension & annuity (L&A); workers' compensation (WC); medical professional liability (MPL); financial & compliance (F&C); and decision modeling for both insurance and financial markets. The group also provides services for project delivery and implementation services, for its Software Solutions portfolio. Geographically, it operates in the region of North America, Rest of the World, and Europe. It generates revenue from Europe.
75GF Score
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