Business Description
Universal Insurance Holdings Inc
NAICS : 524126
SIC : 6331
ISIN : US91359V1070
Total Employee Number:
929Description
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 5.94 | |||||
Equity-to-Asset | 0.21 | |||||
Debt-to-Equity | 0.17 | |||||
Debt-to-EBITDA | 0.38 | |||||
Interest Coverage | 46.52 | |||||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -3.17 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.7 | |||||
3-Year FCF Growth Rate | 7.8 | |||||
3-Year Book Growth Rate | 27.6 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 75.27 | |||||
9-Day RSI | 71.21 | |||||
14-Day RSI | 67.34 | |||||
3-1 Month Momentum % | 12.16 | |||||
6-1 Month Momentum % | 13.7 | |||||
12-1 Month Momentum % | 43.1 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.51 | |||||
Dividend Payout Ratio | 0.09 | |||||
Forward Dividend Yield % | 1.51 | |||||
5-Year Yield-on-Cost % | 1.51 | |||||
3-Year Average Share Buyback Ratio | 2.7 | |||||
Shareholder Yield % | 4.2 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 12.22 | |||||
EBITDA Margin % | 16.54 | |||||
FCF Margin % | 21.59 | |||||
OCF Margin % | 21.89 | |||||
ROE % | 38.99 | |||||
ROA % | 6.66 | |||||
ROIC % | 9.41 | |||||
3-Year ROIIC % | 519.74 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.09 | |||||
Forward PE Ratio | 8.5 | |||||
PE Ratio without NRI | 6.08 | |||||
Shiller PE Ratio | 15.6 | |||||
Price-to-Owner-Earnings | 6.2 | |||||
PS Ratio | 0.74 | |||||
PB Ratio | 1.96 | |||||
Price-to-Tangible-Book | 1.97 | |||||
Price-to-Free-Cash-Flow | 3.45 | |||||
Price-to-Operating-Cash-Flow | 3.4 | |||||
EV-to-EBIT | 2.46 | |||||
EV-to-EBITDA | 2.46 | |||||
EV-to-Revenue | 0.41 | |||||
EV-to-FCF | 1.89 | |||||
Price-to-GF-Value | 1.77 | |||||
Price-to-Projected-FCF | 0.41 | |||||
Price-to-Median-PS-Value | 1.43 | |||||
Price-to-Graham-Number | 0.73 | |||||
Earnings Yield (Greenblatt) % | 40.65 | |||||
FCF Yield % | 30.03 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Universal Insurance Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,377.361 | ||
| EPS (TTM) (€) | 5.798 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 35.61 | ||
| 14-Day RSI | 67.34 | ||
| 14-Day ATR (€) | 1.074866 | ||
| 20-Day SMA (€) | 32.71 | ||
| 12-1 Month Momentum % | 43.1 | ||
| 52-Week Range (€) | 19.5 - 36.4 | ||
| Shares Outstanding (Mil) | 27.91 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Universal Insurance Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Universal Insurance Holdings Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-23 10:00 | In 117 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 116 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-24 10:00 | In 26 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | In 25 days | ||
| General meeting for 2026 | 2026-06-11 09:00 | 32.80 (+2.50%) | ||
| USD 0.160000 Cash Dividend | 2026-05-08 | 34.40 (+0.58%) | ||
| First quarter earnings conference call for 2026 | 2026-04-24 10:00 | 30.00 (+4.17%) | ||
| First quarter earnings results for 2026 | 2026-04-23 | 29.00 (+0.00%) | ||
| USD 0.160000 Cash Dividend | 2026-03-06 | 30.60 (-1.29%) | ||
| Annual report for 2025 | 2026-02-27 | 27.00 (-1.46%) |
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Universal Insurance Holdings Inc Frequently Asked Questions
What is Universal Insurance Holdings Inc(STU:5UI)'s stock price today?
The current price of STU:5UI is €36.40. The 52 week high of STU:5UI is €36.40 and 52 week low is €19.50.
When is next earnings date of Universal Insurance Holdings Inc(STU:5UI)?
The next earnings date of Universal Insurance Holdings Inc(STU:5UI) is 2026-07-24 Est..
Does Universal Insurance Holdings Inc(STU:5UI) pay dividends? If so, how much?
The Dividend Yield %  of Universal Insurance Holdings Inc(STU:5UI) is 1.51% (As of Today), Highest Dividend Payout Ratio of Universal Insurance Holdings Inc(STU:5UI) was 1.07. The lowest was 0.09. And the median was 0.33. The  Forward Dividend Yield % of Universal Insurance Holdings Inc(STU:5UI) is 1.51%. For more information regarding to dividend, please check our Dividend Page.
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